American Express Business Card Referrals Now Have Increased Signup Bonus Offers Incognito

Using your referral link from an American Express business card can now get you the increased signup bonus offers. Previously, these offers were only found when using a referral link from a personal Amex card, typically Everyday, Green, and BCE. (Thanks to cowsareverywhere on r/churning.)

It’s well known that you can often find increased signup bonus offers by going incognito or sometimes by using a VPN. In fact, it’s often possible to find those increased offers even when using a referral link, thus enabling you to get the referral bonus at the same time that the new member gets the increased bonus.

In the past, it was select personal cards that usually brought up these incognito offers, but now these are showing from business cards as well. That’s good new since Amex recently lowered the referral bonus (for referring member) on Green and BCE. Going forward, you can use a referral from a card like BGR which has a 20,000 points bonus for the referrer or from the Platinum card for 15,000 points for the referrer. Using these links, you’ll find the increased signup bonus offer for various personal cards, listed below.

Reader Andrew sees the increased offer using the referral link from the personal Gold card as well. There may be more cards that work for this too.

Here’s how to find your referral: Login to your Amex account online > Find ‘Refer A Friend’ in the menu at the bottom of the page > Select the card you want to refer from (find the one with the largest referrer bonus) > Select ‘Referral Link’ to get your link > paste that link incognito or tell your friend to paste it incognito, try various browsers if the first one doesn’t work > at the bottom of the page, go to ‘Looking for a personal card?’ > hopefully you’ll see the increased signup bonus offers.

Increased offers include:

View Comments (18)

  • I keep trying for the green 25,000 offer on referral. Am using a platinum biz referral of 15,000 points, but no matter what i try (different browsers in incognito, vpn, etc) it shows the green at 20,000.

    has anyone been able to get the 25,000 offer on the green with a business platinum 15,000 point referral?

  • Anyone know if the Amex Green business card has ever been higher than 5,000 MR? And if so, was there a trick, similar to this one, to get the higher offer?

  • No longer seeing offers incognito or through links incognito. Have they already been changed?

  • I would love to apply for some new amex cards, however everytime I try to apply I get a popup even though I never had those cards that I'm ineligible. Anyone knows what to do?

  • I saw the elevated bonus offers from my BBP referral link, in an incognito browser, on my home computer without a VPN. (But I got the popup that I'm not eligible for a bonus.)

  • How can I get one of those 50,000 point amex gold card referrals? Can someone give me a referral link? Is this the right place to ask for that or is there a preferred place for asking for referrals? Opening the application link above incognito only shows 35,000 point offer to me.

    • [removed - DO NOT LEAVE REFERRALS IN UNDESIGNATED AREAS]

      Here's my referral link, just select personal cards, and you should see the Amex Personal Gold 50K MR for $2K spend. Not sure if this is allowed even when you're asking for a referral link. This probably will get taken down by DoC. But anyways, best of luck, and I appreciate it.

    • I just tried the referral link generated with Amex Biz gold for the Delta Biz gold/plat increased offer. It shows the lower offer to me.

  • @will Seeing the same on my Amex personal gold via incognito (hasn't been the case before).

  • I have increased sign up for all cards but not platinum :(. Still showing 60k