American Express Business Gold: 50,000 Points After $5,000 In Spend Via Referral

Update 3/21/19: Just a friendly reminder that this is still available, some other blogs are advertising a 35,000 point bonus via affiliate links. Remember we always put readers first by telling them about the best possible deal.

The Offer

No direct link to offer, must use referral link

  • American Express is offering a bonus of 50,000 points after $5,000 in spend on the American Express Business Gold Card

Card Details

  • $295 annual fee, not waived first year
  • Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year):
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 25% points back after you book a flight with pay with points

Our Verdict

The current public sign up bonus is 1 year free of G Suite basic for 3 users and up to 1 year of ZipRecruiter Standard. I don’t think that bonus is that attractive unless you’d normally pay for ZipRecruiter/G Suite anyway. Before the card was revamped it was possible to get  60,000–75,000 points with the annual fee waived. Remember you can get a friend or family member to refer you to this card and they will get up to 15,000 points as well (you can also self refer). Interestingly it seems that you can refer from this card to other cards and get 20,000 points, beating the 15,000 maximum previously offered.

Personally I don’t think the offer is worth considering without the annual fee waived, but it’s difficult to say what American Express plans to do with this card long term in regards to the bonus. If you can max out the 4x categories then it’s obviously worth considering even with the high annual fee. Another interesting thing to note that aksurvivorfan points out is that the terms say:

  • Welcome offer not available to applicants who have or have had this Card

When the Premier Rewards Gold card was changed it stated:

  • Welcome Offer not available to applicants who have or have had this card or the Premier Reward Gold Card.

American Express isn’t auto converting people to the new Gold card, so it’s possible it’s actually considered a different product (but unlikely. Update: Even more unlikely). For now I won’t be adding this to our list of the best credit card bonuses. If you have any questions about American Express, read this post first. Please do not share your referrals in this post.

Hat tip to aksurvivorfan & MilesTalk

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43 Comments
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Unclesam
Unclesam (@guest_745487)
April 7, 2019 13:26

Does the referrer get 20K MR points as stated in the comments? I am only seeing 10K MR

Orin
Orin (@guest_743804)
April 4, 2019 03:20

 William Charles you mention you willbe creating a referral post for this ?

Orin
Orin (@guest_744071)
April 4, 2019 10:14

Says “I’ll create a dedicated post shortly where they can be shared” at the end of post. Maybe remove that? I can understand why you would not have referral thread, but also some ppl might not already have amex and need a fresh link.

Ultimate Arsehole
Ultimate Arsehole (@guest_738433)
March 22, 2019 20:40

I asked American Express (via chat) as to whether the Business Gold card and the Business Gold Rewards card are different products 2 days ago and was explicitly told that they are, indeed, considered different products.

I haven’t tried to apply as yet though – I may do that after I’ve finished abusing Australia’s current Prime Minister via Twitter for the evening.

Raylan
Raylan (@guest_738382)
March 22, 2019 17:23

Thanks for periodically re-posting best available offers, DoC. I saw another blog which will remain nameless, pushing that 35k offer hard, despite the 50k/5k offer being pretty readily available. This place is an oasis in the desert of crappy CC blogs.

Rhea
Rhea (@guest_738228)
March 22, 2019 10:23

The annual fee is a killer and makes this card useless to apply for😡😡

Ken
Ken (@guest_738777)
March 24, 2019 13:43

If you have a spouse/P2 who has a business gold card and can refer you so the offer becomes 70k for $295 I think it can make sense.

El Loco
El Loco (@guest_738048)
March 21, 2019 21:09

Is there a referral thread for this card?

Jake
Jake (@guest_738049)
March 21, 2019 21:11

No there’s 0 reason someone should use someone else’s referral

Orin
Orin (@guest_738098)
March 21, 2019 23:34

Not all people know things, and some shouldn’t

slanky
slanky (@guest_738102)
March 21, 2019 23:47

if you dont have a card that can refer to this

SG
SG (@guest_738043)
March 21, 2019 21:00

I applied for BGR with self referral this January. At that time although annual fee was not waived in the application but just after being approved I could see $0 annual fee for the first year (also the same language in the card agreement). Is it same now?

AKSF
AKSF (@guest_738055)
March 21, 2019 21:35
  SG

No, that’s patched so first year isn’t waived.

Doc
Doc (@guest_698102)
December 31, 2018 15:55

I have the 50K points referral code available, send me a text with your first name and email address. [removed]

Jake
Jake (@guest_738022)
March 21, 2019 20:40

Just used your number for my Craigslist sex ads. Thanks.

Drivesabrowntruck
Drivesabrowntruck (@guest_738037)
March 21, 2019 20:55

Do you look hot in khakis?

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_738026)
March 21, 2019 20:43

how did someone even downvote this but seriously get the fuck off you referral whore  William Charles  Chuck

Jake
Jake (@guest_738029)
March 21, 2019 20:45

Dan - Legal Bank Robber I don’t know if you’re new around here, but there was a brief period where there was both downvote and up-vote capabilities.

Orin
Orin (@guest_738092)
March 21, 2019 23:30

But how do you down vote now? The dude above has a negative 2 and we have no idea how to downvote right now

Chuck
Chuck (@guest_738139)
March 22, 2019 01:18

The downvotes are from a while back. There’s no way to downvote now.

qmc
qmc (@guest_738336)
March 22, 2019 14:39

… are we not removing the email and phone number though?

Orin
Orin (@guest_738652)
March 23, 2019 20:34

But he just got downvoted?

Chuck
Editor
Chuck(@chucksithe)
March 23, 2019 23:36

I only see downvotes on the comment from December, not on any recent comments.

Doc
Doc (@guest_695570)
December 23, 2018 12:26

[removed]

Dan - Legal Bank Robber
Dan - Legal Bank Robber (@guest_738027)
March 21, 2019 20:44

get the fuck off  William Charles  Chuck

Doc
Doc (@guest_695564)
December 23, 2018 12:16

I have a few of the 50,000 sign-up bonus referral links available and you also get $100 Credit for Dinning. Email[removed] with your name and I’ll send you the link to sign up. Hurry, there’s just a little over 2 weeks left on this extras offer for the Amex Gold Card.

Eric
Eric (@guest_738045)
March 21, 2019 21:01
ChurningFast
ChurningFast (@guest_738057)
March 21, 2019 21:37

How do you downvote comments like this, I tried, and upvoted instead by mistake.