Update 2/2/20: Deal is appearing via incognito mode again. Also comes with a 0% introductory APR for the first 15 months. Hat tip to Econ0mist
The Offer
No direct link to offer, shows up via incognito mode for some
- American Express is offering an additional 3.5% cash back on purchases within 6 months up to $350 (in addition to the standard 1.5% cash back)
Card Details
- No annual fee
- Card earns 1.5% cash back on all purchases
- Contains lifetime language
Our Verdict
This offer basically works out to be spend $10,000 within the first six months and get a $350 bonus. Previous best bonus was for $300 but only required $7,500 in spend within 12 months. This is an extra $50, but requires $2,500 in spend. Most people will/should prefer the previous offer, but obviously that’s not available so signing up for this offer/card might make sense. The 1.5% ongoing earn rate is not that interesting as lots of other cards earn at a higher rate, for a full list of those click here. If you’re thinking of applying, make sure you read these things everybody should know about American Express cards first.
Hat tip to arunkumarmm on myFICO
View Comments (37)
@will New incognito offer for up to $300 in 6 months...
10% CB (up to $150) at Supermarkets during first 6 months
$150 back on $1,000 spend during first 6 months
I wasn't able to pull up the same offer as a referral, instead that one was for $250 in 6 months.
10% CB (up to $150) at Supermarkets during first 6 months
$100 back on $1,000 spend during first 6 months
How does incognito work. Just go incognito then google for the offer or would it be on the amex site
I don't see how this is even remotely an acceptable offer. $10,000 spending is too much for a bonus of $350 unless ms.
This card now has a welcome bonus of $200 after $1,000 spending (Public), and my platinum refer gives $225/$1,000. Aren't these much better?
I don't get it.
Extra $150 after spending an additional $9000.00
Works out to 1.67% additional cash back.
This is not factoring in any referral bonuses.
I agree, hard pass
Got this card a little over a year ago, spent the $1K for $250 sign-up bonus, but haven’t used the card since. If you’ve done every other card and are lol/24, why not?
Any idea when did this one ends?
IF I read DoC correctly, that requerd spend to reward ratio is insane compared to CIC and CIP combined.
Is the extra 3.5% supposed to credit to the account when the regular 1.5% credits? I chatted with a rep and she confirmed the extra 3.5% but there's nothing in my account. She didn't seem to want to bother with it any further after saying that and said my option is to open an investigation, which I did. My only assumption is they are reviewing the account like they did a few months back with my Aspire, and they denied the bonus on that one even though that one had no language restriction.
I've been using this card assuming I have been getting the extra 3.5% and my second statement just closed yesterday. I've only been getting 1.5% and I've already spent 9000 on the card. What a joke that amex played. I wish there was a way they would tell you exactly what you're earning when you make the spend.
If this is a biz charge, I'll be all over.
A clever way to entice sub 700 FICO scores to apply and rack up 10k in debt, then hit them with APR when they need to revolve.