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The Offer
No direct link, targeted offer
- Get 10% back as a statement credit by using your enrolled business card on eligible purchases in-store at Lowe’s or online at Lowes.com by 6/30/2020. Limit of $100 in total statement credits.
The Fine Print
- Limit 1 enrolled Card per Card Member across all American Express offer channels.
- Offer valid in-store and online only at Lowes.com. Valid at participating locations in US. Valid U.S. website only. Excludes electronic gift cards and corporate gift cards. Excludes Porch.com, Lowe’s Zone, Lowe’s custom blinds & shades store, Resolve, Partsquik website, Lowes.com/giftcards, Lowesstore.wgiftcard.com and Lowes.com/activation.
Our Verdict
We saw the exact same offer last year, usually this type of offer is only found on business cards but YMMV. Some things to note:
- Electronic gift cards are excluded
- Portals do not earn cash back on gift card purchases, but do work for non gift card purchases (view the highest rates here)
- Lowe’s sell a variety of third party gift cards in store, Chuck has shared his previous experiences here.
Overall a very good deal and I’d recommend saving this to your card ASAP as this will likely hit the redemption limit.
View more Amex offers here & if you have any questions abut American Express offers then read this post.
View Comments (35)
@will This is back on my SimplyCash Business card, $50 statement credit limit this time.
DETAILS
Get 10% back as a statement credit by using your enrolled Business Card on eligible purchases in-store at Lowe's or online at Lowes.com or LowesforPros.com by 6/30/2021. Limit of $50 in total statement credits. See terms for exclusions.
OFFER TERMS
Enrollment limited. Must first add offer to Card and then use same Card to redeem. Only U.S.-issued American Express® Business Cards are eligible. Limit 1 enrolled Card per Card Member across all American Express offer channels. Your enrollment of an eligible American Express Card for this offer extends only to that Card. Offer valid in-store at Lowe’s (excluding any Lowe’s Outlet(s)) and online at Lowes.com or LowesforPros.com. Valid at participating locations in US. Excludes any Lowe’s branded website that is operated by a third party on behalf of Lowe’s, including but not limited to https://applianceparts.lowes.com/, https://lowesstore.wgiftcard.com/, https://blinds.lowes.com/, as well as the sale of any electronic or corporate gift cards. Offer is non-transferable. Limit of $50 in total statement credits per Card Member. The enrolled Card account must not be cancelled or past due to receive statement credits. Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied. Statement credit will appear on your billing statement within 90 days after 6/30/2021, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. By adding an offer to a Card, you agree that American Express may send you communications about the offer.
Posted, thanks https://www.doctorofcredit.com/amex-offers-get-10-back-at-lowes-50-limit/
Similar to Dominique - was targeted a while ago on my Blue Business Plus, and never got around to using it.
Bought two $200 Visa Gift Cards in-person at 206.95 each on Wednesday and today saw a 41.39 statement credit!
Since the offer expires this week I'll buy another three tomorrow.
Was targeted on my amazon business card. I loaded the offer to my card back in January. I just bought $1000 worth of amazon gift cards at Lowe’s today and instantly got the email that I will be receiving 10% back in statement credits. I bought 5 $200 variable load amazon gift cards in one transaction and had to have the manager approve my order with verification of my state ID card. Will update when my $100 statement credit posts to my account.
My credit card was declined the first time, but I was able to respond to the fraud alert via text message immediately and run my credit card again. Purchase was approved the second time around. I am usually only able to save 5% back on my amazon synchrony card and these cards will be 10% off, so it will be a free and easy $50 savings for me since I shop on amazon all the time.
So the redemption limit is just the ending of the offer once X amount of cardholders sign up for it?
On my Bonvoy Biz (formerly SPG)...
It is like the offer last year that also was from Jan to June. Found on BBP and BonVoy business cards, just like last year. I saw some personal greens also see the offers but last year there were issues to get credit when personal cards were able to add the offers meant for business cards.
May be DoC would add the caveat in the write up as a precautionary reminder.
no issue at all with my personal Gold last year.
I added it on my new Amex Green (personal), also saw it on BBP.
Is this $100 total purchase or $100 total statement credit (from $1000 purchase)
Total $100 credit.
Got it on SimplyCash and personal Green -- didn't show on BCE/ED/Gold.
Saved it to SimplyCash just to play it safe since its a business card offer -- don't want to deal with future clawback or offer disappearing on Green
I see some people mentioned about they carrying visa gc. What the amount that they have? It is a 40 mins trip for me so I want to know beforehand. Thank you
They have everywhere VGCs, $200 load with $4.95 fee.
in my local area (central nj) , max amount is 200 . I never saw a 500 vgc .