[Expired] [AR, TX, TN, OK, MO & KS] Simmons Bank $900 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $900
  • Availability: AR, MO & KS
  • Direct deposit required: See below
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: December 31, 2024

The Offer

Direct links to offers below

  • Simmons Bank has various offers available for different markets.
    • Kansas City, up to $900 [MO & KS]
      • Use promo code KC5 to open a new Classic Checking, Simply Checking or Coin Checking account.
      • Enroll in Online Banking
      • Have at least one direct deposit per month
    • Arkansas,up to $900 [AR]
      • Use promo code SBC to open a new Classic Checking, Simply Checking or Coin Checking account.
      • Enroll in Online Banking
      • Have at least one direct deposit per month
    • Tennessee, up to $900 [TN]
      • Use promo code SBO to open a new Classic Checking, Simply Checking or Coin Checking account.
      • Enroll in Online Banking
      • Have at least one direct deposit per month
    • Texas, Arkansas and Oklahoma, up to $600

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Simply checking has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any mention of one in the fee schedule.

Our Verdict

Might be able to find other links for other markets, previous offers have been for AR, IL, KS, MO, OK, TN, TX. Bonus definitely looks worth doing and is better than the $600 bonus previously offered. There is also a $50 referral bonus that might stack, please do not share your referrals in the comments until we confirm it does stack.

Hat tip to reader Chris D

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    William Charles
  • On November 16, 2024, 08:00
Tags: ar bank bonusesdirect deposit requiredks bank bonusesmo bank bonusesok bank bonusestn bank bonusestx bank bonuses

View Comments (191)

  • 12/31 - opened new account in TX with $50 deposit
    1/7 - transferred $5k from external acct (not as DD but just to satisfy $5000 minimum average balance requirement for promo)
    1/17 - statement closes
    1/30 - $3000 real DD
    2/4 - $100 relationship bonus credited

    I was expecting a $200 bonus, but they are saying since my ADB was <$5000 I only qualify for the $100. It seems I'm being penalized for the one week it took me to transfer funds in after account opening. But also their terms state they will credit 3 bonuses for the first 4 statement cycles. I would rather them give me nothing for this first one but then give $200 for each of the next 3, for a total of $600. It seems the best I can do now is $600. Anyone else run into this problem?

  • Will be doing Fidelity CMA and WF transfer this month. Since its known Fidelity works if I don't get it I guess I will do my first CFPB, any tips for that? Thank you

    • others can feel free to correct me but I'm pretty sure this isnt recommended. you didnt do real DD, you wont have a leg to stand on when CFPB investigates with the bank.

  • What date did this officially expire? Having trouble with P2's account. Stupid agents keep saying that you had to "enter" the promo code, which we know is false. Trying to figure out if she applied too late.

      • They figured it out. Apparently if someone applied after a certain date the promo didn't apply correctly so they have to manually do it. We got it sorted.

  • Anyone that opened out of footprint in TX (not the cities listed) get the bonus? Or any other state in general?

  • TreasuryDirect redemption did not work for me, or the promo code is not attached to my account despite asking and having it confirmed in chat the day I opened. There is no bonus tab online or notice on my statement about meeting/not meeting bonus requirements, as others here have mentioned.

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