[AZ only] Arizona Central Credit Union $500 Checking Bonus

Update 4/18/24: Bonus is now up to $500

• $250 ONE-TIME bonus to new member with $500 minimum monthly direct deposit.
• $500 ONE-TIME bonus to new member with $1,000 minimum monthly direct deposit.

Both bonuses require the following:

• All requirements must be met within 60-days of account opening.
• Monthly direct deposits for a minimum of $500
• Signed up and currently enrolled in eStatements
• 15 posted debit card transactions

Offer at a glance

• Maximum bonus amount: $200
• Availability: AZ only
• Direct deposit required: Yes, $250+ per month
• Additional requirements: Enroll in eStatements and perform at least 10 check card transactions
• Hard/soft pull: Hard pull (Equifax)
• Credit card funding: Unsure
• Monthly fees: $5-$15, waive able
• Early account termination fee: Bonus clawed back if closed within six months
• Expiration date: December 31st, 2014 December 31st, 2016 December 31st, 2018 December 31st, 2019

The Offer

Direct link to offer

• Receive a $500 bonus from Arizona central credit union when you:

• $250 ONE-TIME bonus to new member with $500 minimum monthly direct deposit.
• $500 ONE-TIME bonus to new member with $1,000 minimum monthly direct deposit.

Both bonuses require the following:

• All requirements must be met within 60-days of account opening.
• Monthly direct deposits for a minimum of $500
• Signed up and currently enrolled in eStatements
• 15 posted debit card transactions

 

 

The Fine Print

• $200 bonus will be deposited within ten days of completing the bonus requirements
• Bonus requirements must be completed within 60 days of account opening
• Only available to new members with no existing accounts at ACCU
• Considered a new member as long as your account was cancelled twelve months prior to opening this new account
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

It’s necessary to maintain a balance of at least $25 at all times.

AzStyle Checking Account $5 Monthly

The $5 monthly fee is waived if you have 10 or more signature based transactions using your check card.

MyStyle Checking Account $10 Monthly

The monthly fee is waived if you are enrolled in eStatements and receive a direct deposit of $250 or more

There are also the HighStyle checking account that has a $15 monthly fee which is waived if you have a balance above $5,000 and teen checking or iStyle account for those between 13-23 which is free.

Early Account Closure Fee

If the account is closed within 6 months then you will forfeit the $200 bonus.

Our Verdict

Bonus is significantly better now that it’s for up to $500. There is a hard pull but these days this doesn’t matter as much. Definitely worth doing if you live in an eligible area and we will add this to our list of the best bank account bonuses.

Post history:

• Update 12/2/23: Deal is back and valid until 12/31/2024. Hat tip to reader Monica

   

• Update 1/5/22: Extended through 12/31/2022

   

• Update 2/13/21: Deal is back and valid through December 31, 2021.
• Update 1/18/2020: Deal is back and available through December 31st, 2020.
• Update 01/17/18: Deal is back and available through December 31st, 2019. Still not worth doing due to the hard pull.
• Update 01/17/18: Deal is back and available through December 31st, 2018. Still not worth doing due to the hard pull.
• Update: Deal is back and now expires December 31st, 2016. Still not worth doing due to the hard pull.