[Update 9/10/20: Reader E also reports not getting rewards for a 9/1/20 charge, but then the same payee did get rewards for a 9/7/20 charge. So my best guess at this point is that it was a one-day glitch and all cards/payments should hopefully earn rewards going forward.]
A reader sent in a tip that their Barclaycard Miles & More Mastercard stopped earning points for payments on Plastiq since August 30/31. On August 24 were earned, but sometime between then and August 31st there seems to have been a change with Barclays possibly no longer awarding points for Plastiq payments (or at least mortgage payments on Plastiq – there might be specific coding at play here).
To be clear, no cash advance fees are charged, so this isn’t something that Plastiq needs to notify us about. But it’s obviously of huge importance for those using Barclay cards on Plastiq.
They showed me screenshots of the change. Initially I thought it might have been too recent to award points or too close to closing, but that does not appear to be how Barclays historically works.
It’s still just one data point and not entirely confirmed. Please contribute any data points of recent Barclay-Plastiq usage in the comments below and hopefully we’ll be able to confirm one way or another.
The only other card issuer I’m aware of who does with thing with not charging cash advance – but also not awarding points – is Alliant, which we noted in our Plastiq review. I’ll add Barclays there if this info gets confirmed by more readers.
[Update 9/6/20: Two reports in the comments indicate that Barclay cards are, in fact, still earning rewards. It might be that only mortgage payments are not earning rewards or perhaps the reader who did not earn rewards is an anomaly.]
View Comments (18)
I can confirm that we are still getting points for mortgage and car payments made through plastiq using barclays cards. This is the only reason I am still holding on to Barclays Arrival premier card :)
They also lost my payment that went in on 9/1.
Same payee (Edison), two different LH cards/users. 9/1 didn't earn reward. 9/7 did.
Interesting, so I wonder if it's just a one-day glitch.
Seems so. Glad you posted this, otherwise wouldn't have known until too late as I'm using Plastiq to meet the monthly LH charge to avoid expiration!
Okay so even more strange.. the account that didn't earn rewards on 9/1, did a $1 Amazon reload on 9/10 to get the monthly LH charge in, and that didn't earn rewards either when posting on 9/11. While the other card mentioned successful with 9/7 Plastiq charge earned rewards with Amazon reload on 9/10.
PQ *BMW FINANCIAL SERV
TRANSACTION DATE
Mon Aug 31 2020
POST DATE
Tue Sep 01 2020
still earns points on ARR+
Hmm, I wonder if it could be that only mortgage payments aren't earning. Thanks, I'll add the data point to the post.
Plastiq payment on my Barclays card 08/31 earned points
Good data point. Which card and what kind of payment?
AA card, student loan
but does the spend qualify towards MSR? I think that is another DP that is needed.
Points awarded on my Aviator card for a utility payment through Plastiq on August 28.
Navy Federal is another
Can you confirm whether Plastiq earns points on PenFed cards?
I'm not sure? But there's more info here https://www.doctorofcredit.com/penfed-to-crack-down-on-what-counts-as-a-cash-advance/
You mean Navy Fed doesn't award points, but also don't charge a cash advance fee?
I don't know if they charge a cash advance fee. Just referencing your post here https://www.doctorofcredit.com/navy-federal-flagship-50000-public-signup-bonus-offer-500/