Barclay To Offer Free FICO Scores

Barclay have just announced that they are now offering free FICO scores to their credit card holders. This is the second credit card issuer to do so, with walmart also offering free scores.

They are slowly rolling this feature out across their credit card accounts. It’s currently opt in. This score is based on TransUnion data and uses TransUnions 2008 FICO risk score classic model.

More information on the different types of FICO scores

How To Receive Your Free Score

As mentioned, this is opt in. To start receiving your score you need to do the following:

1. Log in & click account settings

2. Scroll to alerts & click edit

3. Scroll to bottom, click enable “FICO score changed”

 

4. Click tools and education

5. Click access your score below Your FICO Score

You should see a similar image as above. If you don’t, it’s because it’s not been activated yet – Barclay’s are rolling this out slowly. You can also try navigating directly to https://www.barclaycardus.com/servicing/score as some people on various forums have found this helps if it’s not appearing in the account settings.

Which Cards Get The Free Score?

It’s available for the following card memembers:

• Barclaycard Ring
• Barclaycard Arrival
• Barclaycard Rewards
• Juniper
• Frontier

They stated it will be rolled out to other cardholders in early 2014.

• Carnival

If you have any questions on the FICO score, we suggest reading our article by clicking here.