Deal has ended, view more Bilt deals by clicking here.
The Offer
- Bilt Rewards is offering 5x on all purchases. Maximum of 50,000 points
The Fine Print
- Qualifying transactions can be made in person or online, and remember you always have access to your digital Bilt Card in the Bilt Rewards app.
- The following types of transactions will not count as a Qualifying Purchase for this promotion: balance transfers; cash advances; purchase of travelers’ checks, foreign currency, money orders, wire transfers or similar cash-like transactions; purchase of lottery tickets, casino gaming chips, race track wagers or similar betting transactions; writing or cashing checks; unauthorized or fraudulent charges; gift cards and other cash-like instruments.
- See all promotion terms and conditions here.
Our Verdict
Will be interesting to see how tolerant Bilt is towards manufactured spending for this promotion, terms do specifically exclude cash like purchases and gift cards. Bilt recently made significant changes to make the card and program better. If you don’t already have the card you can apply and then the digital version is available in the Bilt Rewards app instantly.
Applied today with $158k income.
Approved for $1,000 credit line.
Closing my account right away.
Nice income flex. Also, way to sink your AAoA.
The almighty algorithm strikes again
You probably have several revolving accounts with available credit of 100k+ combined. I recently had this issue with Barclays; their recon made me agree to $2500 CL on two cards I opened with them even with income $200k+…I know just with Chase my limits are $50k, BofA another $50k, and I don’t even know how the algo factors in Amex Plat, etc.
I wonder if Simon Mall vgc will count as purchase.
Notably, tax payments are also excluded in the full terms, which scuttled my plan to pay the property tax bill a little early on Black Friday.
And insurance premiums, and government services(city water bill), and advertising. Lol what a joke company. Their executives even have the gall to say “sign up bonuses are for banks with product acquisition problems” WHILE flying paid shills out to a private island. LOLzzzzz.
For some reason while reading this article, I can hear Ditkovich from Spider-Man asking “Rent?”
You’ll get your rent when you FIX THIS DAMN DOOR!
*Ursula brings Peter cookies*
Is there a company that offers a debit card like this? Not worth a HP or new acct on my credit report.
This is a Black Friday offer only. By the time you could apply, the offer would be gone anyway!
I know. I was asking if there’s a company that offers a debit card like this for rent payments.
There aren’t usually debit cards that offer the features of credit cards. And this and other cards don’t work for all rent payments, because many landlords (including mine) don’t accept cards (either credit or debit). To be able to pay a landlord that doesn’t accept cards with a card, you’d have to use a service such as Plastiq, but that typically comes with a substantial fee (around 3% in the case of Plastiq most of the time), which makes it not worthwhile unless you’re getting a big signup bonus for a card or have a card that earns an unusually high cashback rate (or equivalent) on non-category stuff. And, again, debit cards don’t typically come with signup bonuses (worth way more than 3% while you’re doing the minimum spend), and don’t typically have high cashback rates.
There’s not much competition in the debit card market, and it’s competition that drives up the features on credit cards.
You could apply in time for Black Friday. VFTW reports they offer virtual card numbers on approval.
“Beginning at 12:00 AM and going through 11:59 PM on Friday, November 26th, all qualifying transactions* made with a Bilt Mastercard will automatically earn 5X points per dollar spent. There is a cap of 50,000 points you can earn from qualifying transactions Friday.”
Bah, not worth signing up for a one day deal.
Obviously but it’s highly unlikely this will be the only Bilt promo.
It’s a marketing trick. Limited liability since there are few card holders. Meanwhile blogs are promoting the card (for free).
@William Charles Also excluded are tax payments, insurance premiums, and government services(I interpret this to include water/dpw bills). This is according to some of the “blogs” cough cough advertisers with information directly from Bilt or other issuers.
Hey Scotty – Richard here from Bilt Rewards. The info is directly from us and we don’t pay any blogs for coverage, code usage or otherwise.
And advertising, forgot that one. Like how tf is advertising a “cash-like” transaction?