[Expired] Capital On Tap Business Credit Card $1,200 Sign Up Bonus + 1.5% Cashback On All Purchases

Update 8/30/22: Bonus has been increased to $1,200 via the TPG link. Requires $50,000 in spend.

Update 5/21/22: Bonus has been increased to $750, only available via TPG link. Spend is also $7,500 in three months instead of $15,000. Cash back has been reduced to 1.5%.

Original 11/19/21: Capital On Tap has a business credit card that offers the following:

  • 2% cash back on all purchases
  • Sign up bonus of $199 when you spend $15,000+ within three months

Looks like normally this card will earn 1% on all purchases and no sign up bonus but at the moment you get founder rewards that offers the sign up bonus and the 2% cash back. Overall the card doesn’t look that appealing, but always good to see new cards in the market.

View Comments (133)

  • Why is this still listed as a top business card? The SUB has been gone for months and months.

    • Can't beat a 9.99% interest rate though. Running a products biz this is clutch and I love it. Their customer service and interface do suck though.

  • Is anyone else having issues redeeming points for cashback? My 75,000 point bonus posted but I am only able to redeem it for giftcards.

  • 75k points posted, BUT you can't cash them out unless you've a balance on the card. So cashout is not straightforward, need to rack up new purchases and then use bonus points to offset those purchases. Also, can get e-gift cards with 2% discount to several merchants. @will

    • I applied in MAY - no $750 yet, even though the promo says "first 3 months"
      "Get $750 cashback when you spend $7,500 in your first 3 months!"

      Apparently I will not get the $750 until OCTOBER (5 months), as they said in the chat:
      "Looking over the account, It does look like you have met the requirements for the $750 bonus. Points will be applied after 3 billing cycles, you are currently in the second because you did not begin spending until JULY. They bonus reflects after 3 full cycles."