Update: Select is down to $500 now
Update 11/15/23: Available again.
Contents
The Offer
Spark Cash Select $750 | Spark Miles Select 50,000
Capital One has increased signup bonuses on their no-fee Business Spark Select cards:
- Get $750 cash signup bonus after spending $6,000 on a new Capital One Spark Business Cash Select card.
- Get 50,000 miles signup bonus after spending $4,500 on a new Capital One Spark Business Miles Select card.
Our Verdict
I don’t think we’ve ever covered these no-fee Capital One business cards before. A number of weeks ago, someone sent in about the Spark Miles Select card, and now the Spark Cash Select card is out with an increased offer as well. These are both nice offers with reasonable spend requirements.
Note: the Miles card only cashes out at half-penny per point. That card is better for travel since you can transfer the points to valuable travel partners. Still, from the two offers, most people will likely prefer the $750 cash with $6,000 spend over the 50,000 miles with $4,500 spend.
Remember, Capital One pulls all three credit bureaus when you submit a card application. Also important: While Capital One Business Cash Plus card does not report to the personal credit bureaus, these no-fee Capital One Spark Cash Select and Spark Miles Select cards do report to the personal credit bureaus. And so getting these cards will affect your 5/24 count.
Check out these Things To Know About Capital One Credit Cards before applying. We’ll out these to our list of Best Current Credit Card Signup Bonuses.
Hat tip to uscreditcardguide and to reader helpmebuildcredit
View Comments (128)
Whoever is interested there are Ebay listings, you may get extra $50 for using referral link...
Can get extra $50 [link deleted]
If not allowed please delete.
I've heard people who have used similar listings for Chase signup bonuses with success. Pretty cool way of sprucing up a signup bonus if it ends up working out.
So you're also cool with not just posting, but selling referral links here now? lol
I had assumed it wasn't his referral and that he was just letting people know about the option of getting extra on card sign ups from ebay. But I'll delete the specific link in case I misinterpreted.
Seems @guest_1964242 doesn't understand what was posted? I posted the link that the person will give you $50 if you are approved and meet the requirements, and $1 is as I assume the minimum order price, so the person can track and make sure that you get your additional bonus ($50) As I understand you are as an applicant don't get extra direct bonus from Capital One if you use a referral link... as other banks give Applicants extra direct bonus... So here we can see the incentive $50 extra.
I understand kickbacks very well, but thanks. Is the seller/"person" your brother by any chance? Or are you the brother...
BTW, if the "person" gets 10 orders, and only 5 pay out, how does he know who actually completed the offer? lmao
1. You only able to make one single order, within the listing. Now I see 4 orders only are allowed. 2. I assume there are also some kind tracking system within capital one? Like names of the people who used the link? Idk.
no, why?
lol, really?
Do AUs get access to C1 lounges?
The primary holder doesn't so presumably the AU doesn't either.
Could this card be used to fund bank accounts and count as a purchase?
Yes. When you’ve been in this game long enough you’ll learn which institutions allow credit card funding and don’t count as cash advances. I’ll be trying On Tap Credit Union for example.
Hi there. Is there a good list of institutions for this?
My referral link only generates a $500 offer. Does anyone know if they will match the $750 once P2 is approved?
Does the spark 2% cash card (business) report to the bureaus ? It still has the $750 offer with annual fee waived for first year.
Also, how particular is C1 on EIN/TIN for business ?
these are on my Personal card list since they report to the bureaus.
"Expired 9/9/24" now just $500. Do you think $750 will come back in near future?
Does anyone know what the timeframe is before you can get the bonus on the spark cash select again? I dont see anything in the terms and conditions about a waiting period.
Credit score 700 around, not approved when apply.