Capital One Business Spark Cash Select & Spark Miles Select Increased Signup Bonus – $750/50,000 (No Annual Fee)

Update 11/15/23: Available again.

The Offer

Spark Cash Select $750 | Spark Miles Select 50,000

Capital One has increased signup bonuses on their no-fee Business Spark Select cards:

  • Get $750 cash signup bonus after spending $6,000 on a new Capital One Spark Business Cash Select card.
  • Get 50,000 miles signup bonus after spending $4,500 on a new Capital One Spark Business Miles Select card.

Our Verdict

I don’t think we’ve ever covered these no-fee Capital One business cards before. A number of weeks ago, someone sent in about the Spark Miles Select card, and now the Spark Cash Select card is out with an increased offer as well. These are both nice offers with reasonable spend requirements.

Note: the Miles card only cashes out at half-penny per point. That card is better for travel since you can transfer the points to valuable travel partners. Still, from the two offers, most people will likely prefer the $750 cash with $6,000 spend over the 50,000 miles with $4,500 spend.

Remember, Capital One pulls all three credit bureaus when you submit a card application. Also important: While Capital One Business Cash Plus card does not report to the personal credit bureaus, these no-fee Capital One Spark Cash Select and Spark Miles Select cards do report to the personal credit bureaus. And so getting these cards will affect your 5/24  count. 

Check out these Things To Know About Capital One Credit Cards before applying. We’ll out these to our list of Best Current Credit Card Signup Bonuses. 

Hat tip to uscreditcardguide and to reader helpmebuildcredit
    Chuck
  • On November 15, 2023, 11:00
Tags: bigcapital onecapital one spark

View Comments (110)

  • Does anyone know what the timeframe is before you can get the bonus on the spark cash select again? I dont see anything in the terms and conditions about a waiting period.

  • Thanks to DoC and helpful readers I was able to leverage a $16,000 expense onto three new business cards with a total $1,800 in SUB, all with 0% APR for at least 9 months.

    In addition, because of the hotel stays and airline tickets paid for with points and miles, and many SUBs over the years, this site makes a tangible difference in my life as a senior living primarily on Social Security.

  • I know this counts towards 5/24 while open. Can you call capital one and have it removed from the report once it is closed? Like I have with done an authorized user card that was reporting.

  • Biz Spark Select showed up on my credit report with second statement, same as many other people's DPs so I think that's officially the expected timing

  • My P2 was approved with LLC/EIN - Experian Frozen. TU & EQ pulled, of course.

    She received a mailer (standard $750 offer) two months ago, but invitation was expired by the time she applied. Used the invite code anyway - probably doesn't matter. Paltry $5K credit limit, which means she cannot get the SUB in one swoop - guess we didn't embellish the income level enough.

    • Capital One Business Spark Cash Select does report to personal credit reports, including balance.
      SUB paid out within days of completing spend. BluPeak and Travis Credit Union account funding counted as a purchases for the SUB.

  • Question, how long does it take for the $750 Bonus to post as it's not mentioned anywhere. Thanks!

    • I think it posted within a few days, when the transaction posted that put it over the top. It may have been first statement but pretty sure it was when the transaction put it over minimum spend.

  • It posted to the 3 credit bureau . Although I had Experian frozen at the time of opening.
    I opened the account at the end of January.

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