Get A Free Weekly Credit Report From Equifax, Experian & TransUnion (Now Permanent)
Update 9/20/23: This has now been announced as a permanent change. Update 9/24/22: Extended through the end of 2023. Update…
Credit Reports
Stimulus Bill Forbids Credit Agencies From Issuing Negative Marks For Certain Deferred Payments
Many banks and other companies are helping those who can't pay due to pandemic to delay or defer payments. The…
Should I Keep My Credit Report Frozen? An Updated Look At Pros/Cons
Update 09/20/18: When I originally posted this article I stated that you do still receive pre-screened offers. This was based…
Bipartisan Bill to Prevent Credit Bureaus from Charging Fees for Freezing and Unfreezing your Credit Report
A bipartisan Senate bill, slated to be approved this week, will prohibit credit bureaus from charging for freezing or unfreezing…
Strengthen your Credit with an Installment Loan using the Secured Loan Technique
Update: Originally post on August 4th, 2016. Reposting because according to this post on myFICO Alliant will be discontinuing their Share…
Equifax Will Allow Consumers To Lock & Unlock Their Credit Report For Free For Life
Interim Equifax CEO Paulino do Rego Barros Jr has published an op-ed piece of WSJ titled "On Behalf of Equifax, I’m…
Bank of America Credit Card Approvals without a Hard Pull?
update: a number of data points have rolled in and I feel pretty comfortable stating that this is a generally…
Credit Reports & Scoring Reference Pages
We write a lot of content on this site, the downside to this is that a lot of the information…
All You Need to Know about Credit Reporting on Business Cards
In this post, we'll discuss how business credit cards affect your credit report, and how banks will report the details…
Complete Guide To ITIN’s: Applying For Credit Cards, Credit Reports & Credit Scores
What Is An ITIN? A reader recently asked me what credit cards they could apply for using an ITIN. For…