Questions & Answers

How Long Do I Have To Reach My Minimum Spend Requirement?

[Update 1/22/20: Updated the post with the tidbit that American Express can manually grant an extra 10 days upon request.]…

Ask A Banker, Your Questions Answered #2: MO Accounts, Gamers, Gift Cards, Loan Eligibility + More

Awhile ago we asked you if you had any questions you’d like answered, as @billclancy (Bio here) from Northpointe Bank, was happy to answer…

What’s The Best & Cheapest Way To Monitor Your Credit?

I used to have Citi credit monitoring, but haven't used that for awhile. What's the best way to monitor my…

#Ask A Banker: Your Questions Answered: Money Order Deposits

Awhile ago we asked you if you had any questions you'd like answered, as @billclancy (Bio here) from Northpointe Bank (who offered a 5%…

I Signed Up For A Citi Gold Account & Received A Massive Annual Fee Refund On My Citi Prestige (Rather Than Just $100) – Why?

A lot of people have been signing up for Citi Gold checking account's recently, there is currently a 30,000 American…

How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?

Thanks to your site I've started to open a few bank accounts so I can receive the sign up bonus…

Do I Need To Make A Single Purchase For AmEx Offers, Or Is It Cumulative?

Recently a lot of people have had a similar/same question regarding American Express sync offers. I've rephrased the question below…

Got A Question? We’ve Got The Answer

I want to start answering more reader questions, it's something that we used to do a lot of but haven't…

What Happens When You Have Two Active AmEx Offers For The Same Store?

Recently there were two American Express sync offers for Staples, one was publicly available (spend $100+ and receive $20 statement…

I Didn’t Complete My Minimum Spend Requirement, Is There Anything I Can Do?

I recently signed up for the Citi Prestige card and didn't complete the minimum spend requirement in time. I thought…