Chase Fixed APR Offers No Longer Bypass 5/24

Unfortunately it seems that Chase fixed APR offers no longer bypass the 5/24 rule. This includes: black star offers, green tick/just for you/selected for you offers and leaked links. I suspect this change is due to the leaked links that were being circulated and that eventually black star/green tick offers will byapss 5/24 in the future. It’s unclear at this stage if in branch pre-approvals are still bypass 5/24 or not.
    William Charles
  • On August 18, 2021, 18:38
Tags: bigchasechase 5/24Chase credit cards

View Comments (75)

  • Does an invite offer in the mail with an invitation code still bypass 5/24. If not, when did it stop bypassing 5/24?

    • i got an invite offer with rsvp too for chase ink, have you tried it to see if it bypass 5/24/

      • I did not try to use the the rsvp invitation code. From recent DPs, it appears that it does not bypass 5/24. I will wait until I go back to <5/24.

  • Ironic... Didn't you call me a troll for saying this exact thing in the not too distant past? lol smh

  • @william @chuck I suggest you guys to delete the HB-related (hardbody-related) comments in this thread. Thank you.

  • Well base what I have, those leaked links were dead about a year ago. People were reporting account shutdown at Chase back then. Since then, those fix APR offers, neither others blackstar link nor yours, all dead and will receive get “7-10 days” message after applying depends on your credit report.

    Leaked link were posted everywhere and all blogs deleted then after. I was surprised there were ppl selling links for 50$...

  • i remember hearing about this some time ago but I guess at that point they were dead? Didn't realize new ones were found

  • Anyone Involved in Andy and hardbody y’all are being scammed. Andy sold yall out on Reddit to reduce his risk on the chase links and now he has hundreds of you in his hardbody money laundering. Good luck FOOLS

    • Yeah, he's making a fee on each order people place through him. Making tens of thousands per month for minimal work. Clearly he's in it for himself.

    • Bruh wtf is going on??? So people were selling links but how is that money laundering? How was this Andy guy "reducing his risks" was chase going to sue him or something? Also who or what THE F#CK is 'hardbody'? Is it another user or a technique? I churn moderately but I haven't the slightest clue what's going on or why people are upset to the degree they are?

      • It's a scammy supplements company that was selling products at a loss via rebates to let people generate "MS" spending. It coded as pharmacy on Chase Ink flex/unlimited to get 3% which was a couch MS method for a while.

        You know those times people would pop up with an MS scheme of "what if I allowed you to run money through my fake business at X% and sent it back to you?" Pretty much sums it up.

      • Its jealousy, thats it

        Notice all the accounts are new because they dont want to use their real accounts?? Its entertaining

  • AndySol...I see an FT account with a few controversial post in 2019 and that's it. Same guy?, or do people really think one person is responsible for a nationwide crackdown? Genuinely curious.

    I guess it's unpopular opinion, but I'm surprised it went on as long as it did. Based off the comments I thought the DoC community crushed it. I wasn't one of them, but good work everybody else.

    • He covers his tracks well so that search engines and archiving websites do not track his posts. It is not very hard to do. He released a list of links that bypassed 5/24 to the public after abusing them for many months. He only did it because Chase started shutting people down for using them and he wanted to create distractions so that he might survive being shut down himself. He gloated about doing so when doing a paid speech for FlyerTalkUniversity (FTU). This is a paid churning "seminar" where he revealed many methods that he did not develop.

      Now he is running a group called HardBody Nutrition Fitness Club where he takes a $50 fee per product purchased in exchange for allowing you to buy a scam product which is reimbursed after 35 days. There are hundreds of purchases done every 10 days. He has made tens of thousands of dollars doing this.

      This is why people call him a sell out.

    • It was posted on here for like a day on here about a day two years ago and then deleted. Pretty well hidden but someone made a thread about it on Reddit recently with all the links.

  • Everyone making comments here seems to know a lot more than I do. Where did these links come from? Was it just copying the link from someone else's black star offer? Does someone have a link to the discussion about this on reddit or wherever else? And who's Andy?

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