The Chase Freedom Q3 category will be restaurants and movie theaters. It’s not yet showing on the main site, but you can see it when you login to your Chase Freedom account. It’ll be live for signup tomorrow.
The Discover Q3 category will be restaurants as well, as we reported a while back. The Citi Dividend Q3 quarterly category will be airlines and Hilton. The US Bank Cash+ will be the same as previous quarters.
Restaurants isn’t bad, but bummer that no one is doing gas for the summer, and that Discover and Freedom overlap on the restaurant category. For those with CSR, it’s really just 2x extra on top of the ordinary 3x CSR earn.
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Use my referal link
https://www.referyourchasecard.com/2/YZMQTZJVGY
I get $100 and you get $150 after $500 spend in first three months.
Much appreciated.
Also
0% interest for 15 months on purchases and balance transfers, and an extra $25 if you add an authorized user in the first 3 months.
does Discover or Chase include Fast Food and/or Bars when they say 'Restaurants'?
regarding fast foods, freedom along with other chase cards sure do. not sure about bars. and i don't know about discover because i don't have one.
In the past yes. Also the high limit is great for catering. If you have a reunion or wedding, blow the amount on that. For a wedding you might want to check the MCC of the venue and maybe pay more on a deposit in order to maximize the category, if it happens to fall under restaurants. Every bit helps.
Don't have a Discover, but every bar and Fast Food place that I've been to lately has coded as 'Restaurants' on my Sapphire Reserve, so imagine it will be the same for the Freedom.
anyone in food/bev, dont say it too loud please...
??
Boo that's it's not gas. I'm going to stock up on gas cards at Smart & Final this quarter. I do spend a lot on restaurants, so I hopefully will max out this next quarter.
Well, my Freedom Card goes back to sock drawer till next quarter.
Very disappointing quarter.
Depends on your spending patterns I guess, 5% on restaurants when you get reimbursed for work meetings is great for some.
I have the opposite view. Living in NOLA we eat out a lot so we'll likely max out the $1500 spend over three quarters.
I eat out a lot too and I have CSR so 3x UR on restaurants all the time. Would rather the 5x be on a category that I don't already have a high earn rate on.
As mentioned movie theaters is a poor category due to giving up higher discounts (gift cards).
It's amazing how many people fail to comprehend this.
*quarters should be months.
I had thought Freedom was 5% for everything. That's the last letter I got from them. Hmm How do you really keep up with their rewards?
FU is 1.5x for everything. F is 5x in quarterly categories.
Lame but expected. What's surprising is that they added movies but Discover hasn't, though they did in the past. We can still hope for a late Wholesale Club addition.
Has that happen before? I'm late to the game so don't have much history with this. Do they add new category mid-quarter?
Last year when Costco switched to Visa from AmEx Chase tried to steal the show and added 5x at wholesales. This happened in the middle of the quarter. (And they added this for Q3 and Q4 as well)
This is always the worst quarter imo
The problem with movie theaters is that there are always better deals on Raise or Costco for movie tickets and gift cards. So that's a chump category.
Not everyone goes to chain movie theaters
but once you're inside and you want some popcorn...
Use your giftcard that you previously purchased at 15-20% off.
That is a useless category.
AB is absolutely correct. It's a loss if you're trying to gain an extra 5x when you're spending 20% more on a ticket or concession stand