The Offer
- Chase IHG is offering 170,000 points after spending $4,000 in the first 3 months from account opening
Card Details
- Annual fee of $99 (not waived the first year)
- Card earns at the following rates:
- 26x points per $1 spent on IHG properties (10x from the card + 15x from status and club membership)
- 5x points per dollar spent on travel, dining & gas
- 3x points per $1 spent on all other purchases
- Free night certificate on card anniversary (worth 40,000 toward a stay)
- Automatic Platinum elite status
- Fourth Reward Night Free on any stay of 4 or more nights
- 20% discount when purchasing points
- Global Entry or TSA PreCheck fee credit
- Earn a $100 statement credit and 10,000 bonus points once you spend $20,000 in a calendar year.
- When you spend $40,000 in a calendar year, you will qualify for Diamond Elite Status through December 31st of the following year.
- Receive up to $50 United TravelBank Cash each calendar year after registering your IHG Rewards Premier Credit Card with your MileagePlus account.
- This product is available to you if you do not have a current IHG® Rewards Credit Card (any IHG personal card) and have not received a new Cardmember bonus within the last 24 months (on any IHG personal card). This restriction does not apply to Business Card Credit Card products.
- Chase 5/24 rule applies to this card
Our Verdict
There is also the five free night certificate offer (up to 40,000 points per night). Points offer gives you more flexibility but I don’t think either offer really compares to the five free night (up to 60,000 points) that we sometimes see. We won’t be adding this to the best credit card bonus page.
View Comments (64)
I have had the IHG Select card for several years, and I want to close it and apply for the premier card. Does anybody know if I can immediately open the premier one after closing the Select, or should I wait a certain amount of time?
FWIW, Retention Offer:
I called to close this card today, freeing up the possibility to re-open a new one down the road and get the bonus again. I cited the annual fee hitting, and me not really using the card recently - it was opened 5 years ago. They mentioned a retention offer of $50 off the annual fee.
Auto-approved, 3/24 and now 4/24, 2k limit (my lowest CL card ever?), have 4 personal cards and 3 biz cards active with Chase.
Approved, 3/24. 4 Personal cards, 4 business cards active with Chase. Got a call instantly from the fraud department asking me to verify information. Never happened before. They just asked for zip code and maiden name.
Anyone got matched to 170k with a referral link?
I have a business IHG card. Can I get the bonus from this personal card?
Yes you can. They are two different things.
60K FNCs makes sense if you have something specific in mind and is in the range(also sucks that you can't top them off). I personally prefer the 170K offer and just applied it for my wife. I used the same offer to book 3+1Free night(40K each) at the Big Island Hawaii($1700 value) and i am still left with 50K points that won't expire.
great redemption. how far in advance did you book that?
About 4 months in advance. FYI there's also a Holiday inn in Oahu.
Been to that one and it's wasn't so great. The rooms were comparable to chicken coops. However, the BI one looks like terrific redemption for the 40k FNCs, thanks for bringing it up!
Which dates did you find for 40k?
Last weekend in July. Availability is very sparse though.
You choose wisely.
How is the high end redemption rates for ihg? Thinking park Hyatt level.
This value seems extremely fair.
Just looking at Seoul, South Korea for: InterContinental Grand Seoul Parnas (Thursday checking out Sun)
3 Nights Cash = $915 ($305 per night)
3 Nights Points = 159,000 Points.
Appears to be pretty good redemption for some parts of Asia. Points are probably around $700-750 for popular US Cities like Los Angeles.
You can compare 4 nights cash rate to 159,000 points, since the 4th reward night will be free.
Feels like this offer is definitely better than the 5x FNC.
Here's some simple math: If you stay five nights at a hotel that costs 40,000 points, you would use all five of your FNC. However, if you used points, you'd only used 160,000 (Due to fourth night free, the first four nights would be 120,000 plus 40,000 for the fifth night).
170,000 offer: You have 10,000 points left over plus a free 40K FNC that comes with the card
5x FNC: You have nothing left over and you overpaid for your room since it the points cost is 160,000.
Takeaway: If you're using the 5x FNC for a one, two or three-night stay, then it makes sense. If you're booking for four nights or longer, then the 170,000 is better (Also, the FNC expires, but points don't as long as you have the card)
Merci bouffon. I will follow your advices