Update 10/14/24: Increased offers are back, this time it’s $200 and $400. They are also available via referrals.
Update 5/6/24: Increased offers are no longer available at the public links, but are still available via referral links.
Update 3/17/24: Increased $250/$400 offers are back now
The Offer
Chase has increased the bonus on both of their Disney Visa credit cards:
- Chase Disney Premier Visa Card with $49 annual fee: Get $400 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening. (regular bonus is $300)
- Chase Disney Visa Card with no annual fee: Get $250 Statement Credit after you spend $500 on purchases in the first 3 months from account opening. (regular bonus is $150)
Card Details
Cards come with some Disney perks. See our full review of these cards in this dedicated post.
Our Verdict
Even without accounting for any card benefits, $400 is a nice cash signup bonus. After deducting the $49 annual fee you’ll still end up with $351. I assume most people will go for the Premier card and do the extra $500 of spend in order to get the extra $101 in bonus when compared to the $250 bonus on the no-fee card.
If you have a friend with the Disney card, they can refer you and they’ll get 100 Disney Rewards Dollars. And you’ll still get the full $250 or $400 signup bonus.
Just keep in mind this card is subject to the 5/24 rule and it also will take up a 5/24 slot. Check out these Things To Know About Chase Credit Cards before applying. We’ll add this to our list of Best Current Credit Card Signup Bonuses.
Hat tip to reader Gadget
View Comments (103)
Approved and received the card in around 10 days. Spent just over 1k, received the $400 credit when the statement ended. Very quick turnaround.
Do you need to have Disney card in order to refer? Can it be done via regular non-disney branded chase credit cards
Yes. No.
Oops, last comment posted before I meant it to! I was trying to add the PSECU link but hit the wrong button. I'll go post the PSECU link on the checking bonus page!
Ooo....this is definitely a good one! Net $351 on $1k...
And luckily I hadn't applied for a lot of cards recently because I was trying to get a Home Equity Loan and thus was avoiding adding anything to my credit until that closed. So, on the one report I looked more thoroughly at I was only at 3/24.
I am glad I saw this one before I opened an offer I just saw on PSECU
Of course, 21 days after I applied (and was approved) for the card!
Beyond the SUB, is this card worth getting for use at Disney World? The discount benefit looks like a nightmare to figure out if something is excluded or not.
Depends how much merch you buy when you go. From what I saw, the 10% discount is only available on select Disney merchandise... not tickets or "experiences" or lodging, etc. So, when you get to the register with your Mickey Mouse ears hat, you ask for the discount. If you get 10% off, you did good.
If not, you throw the Mickey hat on the floor and walk away with your screaming kids.If they say whatever you have bought is not eligible, then you could say you decided to pay with your other card.I know someone on one of the DoC threads said the Chase Disney debit card gets the same discount perks. Might be true, but also comes with same/similar restrictions from what I seen. And, then you are losing either the 1% Disney Rewards, or whatever rewards from your non-Disney CC you would have used.
After 1st year, Can I downgrade to a Freedom card?
Because it's co-branded Disney card, you likely will only be able to product change to the Disney no-annual-fee card. @guest_1932917
what the hell are "Disney Rewards Dollars"??
I briefly explained that here: https://www.doctorofcredit.com/chase-increases-cash-signup-bonus-on-disney-cards-to-250-400/#comment-1717083
If you have people to refer and build up Disney reward dollars, there are only a few ways to cash it out. Official "How to cash out" site: https://disneyrewards.com/rewards-dollars/how-to-redeem
One way to cash them out is airfare, which I explained what I did here: https://www.doctorofcredit.com/chase-increases-cash-signup-bonus-on-disney-cards-to-250-400/#comment-1716783
I maintain the no-annual fee card, and then upgraded just to buy an airline ticket, and changed it back a few weeks later.
That said, the SUB is main attraction of the card. It is paid via STATEMENT CREDIT, not reward dollars.
@6,
@guest_1932415 is correct that the $400 public offer for the Disney Premier is back at the link in the post. I also confirmed that the $400 offer is now showing on my referral link.
Yes, confirmed $400 offer showing through referral link. I just had my mom send me her referral link so I could check it and apply.
It's hard to find a much easier bonus than this. 😉
$400 offer is back!
Thanks for posting! Seeing $200 or $400 via referral link, which is slightly different than in the past when it was $400 or $250 for $1000 or $500 spend. @6