Chase Sapphire Reserve Unofficially Earning 5x On Restaurant Purchases [Dead]

Update 7/7/20: Unfortunately it looks like this is no longer working. Seems it stopped for purchases starting 7/5 or 7/6 (probably stopped earning sometime on 7/5). Usually Chase does not claw back like American Express, but that remains to be seen as this was never supposed to earn 5x.

Original post: Reports on Reddit indicate that the Restaurant category and food delivery services are now earning 5x on the Chase Sapphire Reserve card and 3x on the Sapphire Preferred. Apparently, as part of the new 5x gas category for July through September, restaurants got thrown in too, in place of the standard 3x earn.

The Sapphire Preferred card is also earning 3x instead of the ordinary 2x. Unclear if there are spend limits to this unofficial category on these two Sapphire cards.

I was a bit unsure whether to post this, but once it’s on Reddit and other sites I suppose it doesn’t matter much. Another positive aspect is that Chase – from my recollection – has not clawed things back in the past; that’s more an Amex thing. So I can see someone running with this for as long as it works and hoping for the best. Just be sure to always check before making a charge that it’s still working – we’ll update if it dies.

View Comments (73)

  • CSR is becoming like the Chase Freedom with quarterly 5% earning categories. That makes it decidedly a more valuable card if they continue to do have them in the future.

  • Looks like it might be the posting date. Two restaurants purchased on July 3, one posted on July 5 for 5x, the other on July 6 for 3x. Got a whopping $16 through at 5x.

  • Dead. Chase cards always had trash earnings rates compared to Amex.

    I guess the only time Chase can beat Amex is by accident through incompetence.

  • With my Sapphire Preferred, restaurant purchase on 7/3 was 3x, restaurant on 7/5 only 2x.

  • Seems like it's back to 3x again. I had purchases from 7/3 and 7/4 earn 5x. Meanwhile, Dunkin' Donuts earned 3x on 7/5 (the same location earned 5x on 7/3). Maybe others can add data points to confirm @chucksithe @will ?

  • Confirmed 5x points. Been getting it for every fast food and restaurant purchases.

  • Confirming 5x on Chase Reserve dining, all my food & dining purchases starting 06/30 are all showing 5x on dining. Around $200 in spend so far and it is showing "+ Bonus on purchases at restaurants + 3 Points per $1 earned on dining".