Chase Ultimate Rewards 10% Gift Card Redemption Discount (Home Depot, Google, eBay, Instacart & More)

Update 12/20/24: There are some new brands now with 10% discount. Apple not available, but I’m seeing Home Depot, Instacart, Wayfair, various Happy/Choice cards, eBay, Google Play, Krispy Kreme and more.

Original Post 11/26/24:

The Offer

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• Chase is offering a 10% discount on Ultimate Rewards gift card redemptions on the following select gift card brands:
  • Apple
  • Ruth’s Chris
  • Zaxby’s
  • PetSmart
  • MGM
  • Seasons Greetings choice card
  • Panda
  • Nordstrom Rack
  • Let’s Eat choice card
  • Under Armour
  • Domino’s
  • Athleta
  • Brinker
  • Chili’s
  • On the Border
  • Academy
  • Maggiano’s
• Chase is offering a 15% discount on Ultimate Rewards gift card redemptions on the following select gift card brands:
  • Macy’s
  • Lowe’s
  • Bath & Body
  • Fandango
  • Fanatics
  • Boscov’s
  • SpaFinder

Our Verdict

A lot of people will prefer with transfer partners or with 1.5 cashout value via booking travel or 1.25% with Pay Yourself Back on the Sapphire Reserve card. There’s also a temporary deal for 1.5 cents on Apple products. These gift card deals can be a way of sprucing up the value for someone who just cashes out at 1 cent per point.