[Update] Citi Adds 24-Month Language To Rewards+ Card

Update 11/29/22: The Credit Karma application does not show the 24 month language, and anecdotally seems to be working to get the bonus, even for those who received the Premier bonus within the past 24 months. (ht Jacob)

Update 11/4/22: 24-month language added back in. Rewards+ card is part of the Preferred, Premier, Prestige family.

Original Post 7/18/22:

The Citi Rewards+ card had its 24-month signup bonus language recently removed. Citi typically limits us to getting just one credit card signup bonus per card – or family of cards – each 24/48 months. See Citi 24/48-Month Churning Rule Explained in Detail for more information.

As recently as June, the Rewards+ application showed the 24-month limit and now it’s no longer showing. So you can get the Rewards+ signup bonus even if you recently got the bonus on the Rewards+ card or any other Citi card.

It’s important to note that the 24-month language is still showing on other cards, such as the Premier card. Confusingly, the Rewards+ card does show as the same family for the Premier card in the context of limiting the Citi Premier signup bonus.

Meaning that if you are now coming to signup for the Premier card, you’re limited by a prior signup, within 24 months, of either the Premier or Rewards+ card. But if you are now coming to signup for the Rewards+ card you are not limited by having previously signed up for the Rewards+ card or any other card.

Citi Premier terms:

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.

The bonus on Rewards+ is just 20,000 points. Perhaps that’s why they decided to just streamline things and remove the language from the card to encourage and simplify signups. Regardless it’s a welcome change.

Related: Citi 24/48-Month Churning Rule Explained in Detail

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