Citi Rewards+: 20,000 Point Sign Up Bonus, Plus 5x Airfare & Hotel

Update 4/5/22: They’ve now added an additional signup bonus for a limited time to get 5 ThankYou points per $1 spent on air travel and hotel purchases up to $6000 for the first 12 month.

Update 8/16/21: Bonus is now down to 20,000 points again.

Update 5/13/21: The link below is now increased from 20,000 to 25,000 (standard offer on Citi website is 15,000). Not sure if the in-branch 30,000/40,000 offer is still around.

Update 10/14/19: This deal is being offered again. Keep in mind there is an in branch 30,000/40,000 points. Hat tip to reader Khmalh

The Offer

Direct link to offer (seems to only be available via Credit Karma)

  • Citi is offering an increased sign up bonus on the Citi Rewards+ card, 20,000 Citi ThankYou points after $1,500 in purchases within the first three months

Card Details

  • No annual fee
  • Card earns ThankYou points
  • Earn 2x points on grocery and gas, up to $6,000 per year, then 1x
  • Earn 1x points on everything else
  • Bonus ThankYou Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou®Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or if you have closed any of these cards, in the past 24 months.
  • Low intro rate on purchases and balance transfers
  • 3% foreign transaction fee
  • 10% rebate on all redeemed points each year, on up to the first 100,000 redeemed points

Our Verdict

Launch sign up bonus was 15,000 points, we also saw a 10,000 point + $100 live nation credit. Still not really worth it because of the 24 month restrictive language, better to get a sign up bonus on the Premier or Prestige.  If you have any questions about Citi cards, read this post as they are most likely answered there.

View Comments (43)

  • Looks like the additional sign-up bonus has changed to 5x TYP at restaurants for the first 12 months

  • Does anyone know if I can get the rewards+ SUB with citi 12 number invitation mailer (no 24 months restrictive language) after I just received my premier+ SUB?

  • If I use Custom Cash card for getting 5% on eligible spend category and then send points to Rewards+ card to get 10% boost (means 5.5% back in total) can I redeem these points to cash with rate 1:1?

  • those THIEF !
    i keep getting those spam email from citibank want me to switch to Citi Rewards+ card from my Citi ThankYou Preferred card. it never mention i'll get any bonus points.

  • Credit Karma: Tells me my scores are 811 and 813
    Also Credit Karma: Tells me my approval odds for this card are poor

  • can these THY points be transferred to others' thank you account so it can be convert to airline points?

    • They might have some store gift cards for 1:1 -- don't have the card so not sure which ones they offer at face value

    • Cash can be coverted to TYP at a 1:1 ratio on the Double Cash card, but not vice versa; the points themselves are only worth 50 cents on the dollar when redeemed for straight cash outside of those times when Citi offers a redemption bonus.

      They are worth 1:1 when being used to pay down a mortgage or student loan, though.

  • The 5,000 increase is still not worth the slot. FUCK ALL CITIES AND BANKS!!!

  • I have Citi Rewards+ & ThankYou cards. Anyway to find out if there are referral offer on these or any CITI cards? Secure messaging has 3 option which are basically to fill ou a form for COVID help, lost card, or dispute a chrage. Live chat is virtually dead... no reply after continually refreshing for 3hours.