Citi Sears/Shop Your Way Card: Signup & Get $225 Cash Bonus With $1,500 Spend

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• I know people said Target counts as groceries. Just curious if that is true if doing store pickup as well?

  I ask because I have both the grocery offer and online offer. I know with Meijer, I can do store pickup or even delivery and it counts towards both.

  Curious if Target is similar?

• New spend offer via email. Spend $1000 online purchases, get $100 stmt credit, exp 2/14.

  I love this card.

• So I got a 50/100 GGR for 2025. I'd have a tough time hitting that every month on my own so does it count if I add P2 as an authorized user? I usually just add the card to AP and have P2 use card but that isn't possible for this card.

  • Yep auth user charges absolutely count towards the spend and one perk of this card compared to others I’ve seen is it tells you the last 4 of the card that was used so it’s easy to see which charges were mine and which were my husband’s. Not that we have trust issues or anything just helps when I'm trying to hunt down something like an Amazon charge.

    • @guest_1384217 So I got the auth user card today for P2 and it is calling it a replacement card and said it replaces mine? Thought maybe you'd know if that is a normal thing? Different card number (and obviously different name). Otherwise I'll call whenever I can, just going to eat into the time for this month's bonus. TIA

      • Where is it calling it a replacement card? On the paper it came with or when you’re activating the card?

        • The sheet it comes on. "This replaces your current card, which is no longer valid and should be destroyed..."

          I'll call them when I activate to see what's going on. Thanks.

        • Ah gotcha, yeah that is just generic text when the AU cards come because it’s the same process for when actual replacement cards arrive. That’s what mine always say too.

        • Spoke with CS and while they can't tell me why it was referred to a replacement card, everything is fine and both cards are active. :)

        • Glad they confirmed for you.

  • P2 (AU) spend count, no issues.

    • Thank you.

• trying to force an equifax pull by having rest frozen does not work for this, sadly

• I completed the spend on the "150,000 bonus points for spending $1500 on any purchases between Nov 1 and Dec 31" offer on December 5, but haven't received the points yet. Should I be worried?

  Much of the spend got the 10% statement credit for utilities, and if you subtract out that statement credit, my spend goes below $1,500. Could this be the problem?

  • Are you sure utilities weren't excluded in the paragraph of exclusions? I lost 250k points that way...

    • I posted on the Utilities offer page my DPs for exactly which (Southern California) utilities counted thanks to the progress email.

  • No the statement credits don’t affect it. You’ve logged into the separate shopyourway app and you don’t see the bonus points there?

    • 1 point shows there.

      • So not even the points from the purchases? The bonus points won’t show until at least the original points show in my experience.

        • I did get points for the purchases, but I already redeemed them for a gift card.

        • If it's like the online spend mid month to mid month, it's pretty quick. But when I do the spend offers that come on the 1st, those statement credits take awhile. I'm currently on the monthly spend 1k-2k offer and no matter how early in the month I complete it, I don't see it until like the third week of the following month.

        • Thanks for the information. I will wait a few weeks before contacting them.

        • No, the points offer definitely should’ve posted already. The only thing I can think of is, maybe you didn’t actually activate it? Can you find the email and click the activate button and tell us what it says?

• Got my first offer. 200k points for spending $750 between 12/15/24 and 1/14/25

  • Awesome! That’s 26.67% plus at least 1% base, even better return than the 250,000/$1000 offer!

    • Yup, I guess I forgot to specify it is for online purchases

      • Yes we know that, it’s a very common awesome offer on this card. It’s just cool that you got the lower spending threshold and than the typical $1000 and your offer actually comes how to a higher earning rate.

        There’s another thread on here (DoC) that has DPs in the comments for all the things that count for Online Shopping. I myself mostly use online pickup orders for my grocery store (no extra fees) and I recently realized my utilities also count as Online Shopping.

        • How did you know for sure that utilities were successful as online shopping? Does it show you that something is online shopping or not before the promo ends and points post?. I paid my USAA insurance insurance based on earlier DPs to get started, but I'm not sure how I'd verify if it was even a successful online shopping purchase or not. Like utilities, insurance is supposed to not count.

        • You get periodic progress emails for the online spend offer saying “spend X amount more by __ date to achieve your offer.”

          So if you test online spending right away after activating the offer, then when you get the progress emails, you can see how much counted by reversing the math. “Need to spend $348.90 more” on a $1000 offer means that you made $651.10 of qualified spending so far. As long as you have unique transactions that possibly qualify, then you can check the math and see exactly what qualified. In my case I wasn’t even thinking I’d spent any online spend yet, maybe a small amount but then it said i had about halfway to go and yep it was all my utility payments down to the penny.

        • Do you know if they send more than one progress email during the month? I got one on 12/20 but that was before i spent anything. Curious if I'll get another progress email to tell me if I've made any progress or not.

• Was just very pleasantly surprised to discover several of my utilities count for the online spend offer!

  SoCal Gas - worked!
  SoCal Edison - worked!
  Golden State Water - worked!

  SoCal Gas has a $1.50 flat fee for paying with CC and lets you pay as much as you want.

  SoCal Edison has a $1.65 flat fee for paying with CC but you can only pay the due amount. There’s no late fee though for a bill paid a bit late so you can wait til the next bill and then pay the double-bill due amount to take even better advantage of the flat fee and timing of spending offers/Min Spend.

  Golden State Water has no CC fee and lets you pay however much you want.

  I’m thrilled to discover this since I pretty regularly get the online spend offer for 250,000 pts on $1000 spend. Only tried them this month because of the 10% on utilities offer.

• Is there a “rule” as far as hard pulls..or such.? I had applied for 3 cards 3 months ago and only got one.. also 3 hits to my credit for loan apps for a car loan. The one card I got happened to be a citi custom cash for whatever that is worth (being a card from citi the same issuer). I have a good relationship with citi over this time and a great credit score.. 745 experian, 785 Equifax and 704 transunion.. perfect payment history on 10 credit cards. Would I stand a chance of getting this card? Or citi double cash? Ty

  • DPs suggest it’s not difficult the get this card even with several recent account opening but of course YMMV.

• The credit for spending $1000 within the month, does that usually post on the next statement date like the original credit offer?

  • The statement credit for that one usually posts within a few days of all the spending being achieved. However credits for these offers are always backdated to near the start of the statement cycle for some weird reason. So if you’re waiting for it, make sure you scroll back through the Recent Transactions and keep tapping “view more transactions” until you get to the end of the list. If you have any credits this month/period, that’s where you’ll see them.

    If you’re talking about the 250,000 points offer for online spending that also usually shows up within a few days of the final required spending in your ShopYourWay points balance.

    • I hit it on 10/29 and there's no credit showing in any of the recent transactions all the way back to the last statement date. May need to give them a call.

      • Hmm ok, I haven’t actually gone for the smaller statement credit ones myself so it’s possible that similar to the GGR offer, there’s a delay until next statement for getting the credit. The other credit offers don’t work that way in my experience, only the GGR offer, and even that only started being delayed in 2024 with the yearly GGR offer. So I assumed the online spending credit would act like the others and post pretty quickly.

        Beyond that I’d ask how sure are you that all of your spending qualified?

        • I've taken to tracking it all in spreadsheet to make sure I hit it. I did call and they confirmed I did meet the requirements and gave me the exact dollar figure I spent (which matched what I had). She did say it takes 1-2 billing cycles to show up, but I'm sure that was just some standard thing they have to say. I'm kind of expecting it to show up on my next statement like the original $225 credits did.

• The offers tab in my online account shows an activated offer that I never received an email for, or activated in any way. It’s a good offer: 10% off utilities for monthly spend between $350 and $400 from 11/1/2024 (or the date you activate this offer, whichever is later) through 1/31/2025.

  Between this and the unactivatable offer for 150,000 points below, I wonder if their IT department is having a bad day.

  • Bad IT department strikes again! This utilities offer disappeared from the offers tab.

    • @guest_1667146 I just got the email to activate for the utilities. Of no use to me since my utilities don't add enough to hit the number. I get 5% via the Elan card anyway.

      • Yeah my monthly utilities aren’t usually that high but close-ish enough that when it makes sense I’ll wait and pay them early or late (no fee) so I get multiple payments in the same month/promo period, or even just pay extra so I’ll pay less the following month.

        I have the Cash+ card for 5% on utilities so wouldn’t normally switch, but for 10% I will! I hope I get the actual offer.

        • Hope you got it. I would have to prepay gas/electric at least three or four months at to hit the $450. I don't think electric lets me prepay. I know gas does.

        • I DID get it. Yay!
          I’m in California and got a $85 climate credit on my electric bill this month so that knocked off a nice chunk and I’m probably going to wait and not pay my utility bills in Nov and then pay them Dec 1 and then pay my Dec bills at their normal times to hit the $450 (plus prepay any amount I need to to hit that).

  • 150,000 pts offer Activated today! Not showing up in my offers tab but I never go by that anyway.

    Still haven’t seen anything about the 10% utilities AND it’s no longer showing up in my offers tab!

  • Yeah I’m seeing the same thing in my offers tab only it’s for min $450 spend for me on Utilities. That would be awesome if it’s actually a live offer for me starting in November