Update 1/18/23: New offer is $150 with $500 spend
Update 11/6/22: The new signup bonus on this card is 3% cashback for one year, up to $25,000 in spend at this link (alopez14). Another version is 5% back on up to $6,000 at this link.
The Offer
- Citizens Bank is offering a signup bonus of $200 cash when you spend $500 within the first 90 days.
- Also, get up to $100 when you enroll in TSA PreCheck® in the first year of your new card being opened.
Signup offers valid through September 7, 2022.
Card Details
- Card earns 1.80% on all spend
- No annual fee
- 0% introductory APR on balance transfers for the first 15 billing cycles, thereafter 17.49% to 25.49% variable APR based on your creditworthiness
- No foreign transaction fees
Our Verdict
We’ve seen a different kind of signup bonus on this card in the past with 5% back during the first year on up to $6,000 spend. That offer is still valid as well if you prefer. This is a nice straight-up $200 with low $500 spend offer which a lot of people will find appealing.
Good to see an offer from a less-used bank. I don’t know how difficult they are with approvals. We’ll add this to our list of Best Credit Card Signup Bonuses.
Hat tip to reader MC
View Comments (126)
Looks like they're sending out mailers with the $200 SUB
Did anybody try to pay for Global Entry? Did Citizens paid for the fee or TSA precheck fee only strictly?
8/31 - P2 signed up for card
9/10 - approval email, card received & activated 1-2 weeks later
11/1 - reached $500+ spending before 90 days
3/22 - still no bonus, P2 called card services, spoke with rep who spent a few minutes verifying some things, confirmed eligibility for bonus, submitted request to issue $200 credit, said it will take another 1-2 statement cycles
P2 meant to call sooner but just never got around to it. Hopefully the credit posts sooner than expected.
Did you get the bonus?
P2 received $150 to cash back balance on 4/3. Didn't even realize it should have been $200 until checking this page right now to reply. Can confirm P2 did specify on phone that the missing credit was $200. Very likely that the rep issued request to issue spending reward, and promo dept issued reward amount currently being offered for new signups ($150) instead of reward amount at time of P2's signup ($200).
P2 will probably call in next couple days. Have screenshots of signup and offer just in case.
never got my bonus....
Has anyone actually received the $150 bonus? I spent over $500 about 2 months ago but still no bonus. I must say citizens is a very shady bank and their website is the worst.
Any updates?
I agree with your feelings.
I open a checking account. 4 months later no bonus.
Mh wife opened 5 months ago. No bonus. She called 3 times. I called 2 times. They say they will reach me to check it. Still waiting. Usually bonus cime alone,never need to call.
Citizens Is a rotten bank.
Update?
Applied and didn't get an auto-approve notice or an email. I received the card in the mail about 12 days later. Signed up for the $150 bonus after $500 spend.
**Cash back rewards EXPIRE if you do Not make an eligible purchase every 12 months with this card.
looks like 3% offer is gone, now back to $150 for $500 spend
@chucksithe
Updated
Bad news - 5% link doesn’t enroll into 5% offer 👎 I got 1.8% for my testing transaction 😿
@will @chucksithe Guys remove 5% link. It seems to be somebody's targeted and it doesn't work to enroll into 5% promo. I had to call Citizens rewards rep and they told me that 5% promo is not available. They enrolled my card manually into 3% promo though.
Done
It took 15 days after application to receive the card. No emails or snail mail, I had to call to ask the status of my application and they told me that it was sent. When I received it, nothing in the papers indicates that there is 5% cb offer, it only says it’s 1.8% cb. In online banking the same. I don’t feel very excited about this card now. I applied from the link above and now I wonder if it’s even working. This link is not public. I have all the screenshots just in case I will have to contact Citizens about it. I made first “testing” purchase and waiting for it to post and to show rewards earned.
Omg. Sorry to hear that. Hope that your bonus will be posted without any hassles or drama @guest_1483147
Thank you Jack. It’s not a bonus, I didn’t get 5% cb on the card. But I am still glad with 3% offer on 25K spending. It is $750 after all.
I see, Racoonzel. How would you spend 25k? Gift cards? @guest_1483147
No, I am not into gift cards, just funding new accounts I guess, and organic spending...
Got it, Racoonzel. I saw your DPs on funding CDs in another CU. Let us know if you're able to use this Citizens cc to fund the CDs. @guest_1483147
5% CB offer link says it expires 3/31/2023 and 3% CB offer expires 2/12/2022. Why such a difference? I wonder if 5% offer really will be available till March 31? I am not familiar with this bank and their cc offers, is it certain that 5% offer will last till March, or they can remove it?
I got approved for 5% offer and we are thinking to apply for P2 too, but he just got another 2 cards recently and would be good to wait till March actually.