[Expired] [CO only] ENT Credit Union $200 Checking Bonus – Direct Deposit Not Required

Deal has expired, view more checking bonuses by clicking here

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Colorado residents only
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: $10, 90 days
  • Household limit: None
  • Expiration date: Requirements must be completed by October 31st, 2019

The Offer

Direct link to offer

  • ENT Credit Union is offering a bonus of $200 when you open a new checking account and complete the following requirements by October 31st, 2019:
    • Use promo code CSF200
    • Deposit $100 into new checking account
    • Activate your debit card

The Fine Print

  • The new member joining the credit union must be the primary owner of a new Ent Checking Account and must not have an existing account relationship with Ent.
  • The primary owner is the owner whose Social Security number is on the account and is used for tax reporting purposes.
  • Ent employees, officials and members of their immediate families are not eligible.
  • New primary member owner must be 18 or older, meet account qualifications, hold $5 in a savings account, make a minimum deposit of $100 into their new checking account and activate their debit card by October 31, 2019.
  • Please allow two (2) business days after the completion of requirements to receive a deposit of $200 into the new Ent Savings Account.
  • Account must be in good standing to receive the reward.
  • The $200 reward will be tax reportable.
  • Rewards are limited to one unique primary owner per new account.
  • Accounts closed within 90 days of account opening will be charged a $10 early closure fee.
  • Offer may be withdrawn at any time and is subject to change at Ent’s sole discretion.
  • Cannot be combined with any other offer
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Ent offers a free checking account with no monthly fees to worry about

Early Account Termination Fee

A fee of $10 will be charged if account is closed within 90 days of account opening

Our Verdict

Seems like a bonus worth doing if it’s a soft pull. Requirements are easy and no monthly fee to worry about either. If anybody goes for this bonus then please share your experience in the comments below.

Hat tip to reader Arizona PV

Useful posts regarding bank bonuses:
    William Charles
  • On October 20, 2019, 21:02

View Comments (35)

  • Denied online. But went into branch and account was opened in 10 min. Soft pull experian. I’m not sure if Chex was pulled.

    Funded 100, bonus posted next day

  • FYI, Almost blew the bonus by making my $500 credit card deposit into the Saving account and not moving $100 of it to my Checking account by October 31st.

  • Just an FYI for those thinking about closing the account - I have been an Ent member for 4+ years (so unfortunately couldn't do this deal), and every year on December 1st they deposit $30 in my account with the "Ent Rewards" program, details here: https://www.ent.com/entextras
    $10 for online banking, $10 for an activated debit card, and $10 for estatements.
    One note, my latest mailer says "Look for a new Ent Extras program coming soon!", so perhaps the days of a free $30 every year are ending. Just wanted to give a heads up to those deciding whether to close or not.

  • Now that the bonus has posted, how much money do I need to leave in each account (checking and savings) for the 90 days?

    • I think the only requirement is to leave the accounts open, you could probably get away with $1 in checking and $6 in savings (since $5 is held as the CU membership).

  • I went to a branch yesterday and got a debit card issued as it didn't show up in the mail after a week. Super easy, took about 5 mins.

    Bonus posted today into the savings account.

    • Same here for my P2 and P3 - in and out in 5 mins, got the bonus this AM, then of course, the original cards showed up in the mail today.

  • Debit card arrived yesterday, activated it the $200 bonus posted today in the savings account. Also, received email confirming bonus.

    I did call in because I was worried mail would be delayed due to weather and the rep confirmed you can go into branch if the card doesnt arrive in time. Super easy without worrying about DD and posting still time for those that want to go in branch for card.

  • Opened online, pickup up card at branch, bonus posted within 48 hours of opening the account. CC fund posted to discover as services.
    Wow. Possibly nicest/easiest bank I've ever dealt with (out of about 50 banks).

  • easiest bonus ever. joined online and picked up debit card in a branch the same day, bonus posted the next day. $500 posted as purchase on bank of america amtrak card.

Leave a Comment