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  • North American Savings Bank $300 Bonus
    https://www.nasb.com/landing-pages/prosper-checking-300-offer-aw

    Locations are primarily in Kansas City, MO. I'm guessing eligibility is limited to MO and KS but haven't confirmed since the application requires contact info prior to proceeding.

    Terms are a little complication but I think it requires an initial $3,000 deposit and must be maintained the entire time plus $3,000 in direct deposits within 90 days.

    • On the first page it asks for the zip code, and then does not like one from out of the area.

  • #1. I decided to create a new "user account" (with an email address that only I know) based on the idea from @guest_1766267. He apologized to me a while ago after he made a very rude comment toward me and I haven't spoken to him since. I have decided to accept his apology even though he wrote "FU" to me at the end of his last reply to me! @guest_1766267, you and I can now converse again. Don't take this opportunity for granted! 😉

    #2. I removed my gravatar from my old "user account" rather than deleting the account entirely. My reason for this is because I feel that I have provided a lot of helpful info in the 10.5 years that I've been commenting here. I am sure that people will benefit from my wisdom for years to come. I did a Bing search for my gravatar and noticed for the 1st time that my gravatar had a frown. I found the exact same gravatar with a smile and used that instead for my new "user account". 😃

    #3. It's possible that the hacker's goal was to get me to delete my account and never comment again. If so, they failed. I am not confident that @2 will punish the hacker at all and even if he does, the hacker will probably still find a way to pose as me in the future. I just don't want to deal with that drama anymore. Have at it, hacker!

    #4. 1 of the naysayers (who will not be named) that attacked me a few days ago wrote "You seriously need to touch grass. No one cares about all this middle school drama that you keep shit spamming every waking hour of the day." It's laughable that they assume that I am on DoC all day long and never "touch grass". There are others (mainly 1 person) that comment more than I do throughout the day. Yet, people only call me about for this. I hate hypocrites as you can see in my comment here: #1916313.

    #5. I noticed that @guest_1225063 recently replied to himself here: #1978772 and here: #1975306. Note that 1 of the other naysayers (who will not be named) that attacked me the other day called me out for replying to myself. I wonder why he didn't also get bothered when Shawn did the same thing. Yet another hypocrite!

    #6. The hypocrite in #4 also wrote "If you have personal issues with other DoC users, resolve them via DM like a normal person. The Contact Us page of this blog is not your personal soapbox." This comment got a tremendous amount of upvotes even though there is no DM feature on DoC. This is a good example of how some people don't even think before upvoting something! As long as there is something negative about me (whether true or not), they upvote it. It's sad and pathetic!

    #7. Have you noticed how the 2 hypocrites had no response when I responded with facts to defend myself? That's a familiar thing on this site. People do ad hominem attacks on me because they can't argue with the facts that I speak all of the time!

    #8. I know that there are a lot of people on this site (especially that subscribe to this page) that dislike or even hate me. I ask 1 thing of you. It's fine for you to upvote every negative comment against me. However, please also reply to me to let me know how you really feel like those few people did the other day. I explained why here: #1926106.

    #9. I estimate that 90% of the people that subscribe to this page dislike or even hate me. Maybe that's even an understatement. I'd like to point out that simply disagreeing with me will not get you on my bad side and have me "blacklist" you. I have probably argued with @guest_1790979 and @guest_1900038 more than anyone else on this site. Despite that, I DO NOT consider them naysayers. I argue with them about various issues but we don't do ad hominem attacks on each other!

    #10. Speaking of @guest_1900038, I noticed that he got in a heated argument with someone (who will not be named) fairly recently on this same page. Not 1 person called them out for this lengthy argument, yet people get upset when I make a few comments in a row when I've been treated very unfairly. The hypocrisy of many people is truly astonishing!

    #11. Speaking of @guest_1225063, I want to apologize to you again. In the several years that you have commented here, I don't remember you ever purposely offending or attacking me. It was very unfair when I called you out sometime ago on this page when I grouped you with @guest_1179028 in a reply to him. Will you accept my apology (for the 2nd time)? If not, I understand and we can continue to avoid each other like the plague. If so, I would be happy about that as I like conversing with you, like I wrote in my long comment to you when I also called you out. All I ask is that you reply "Yes" or "No" instead of ignoring me. If you write "No" or ignore this comment entirely, I don't plan to ever converse with you again.

    #12. Since this comment will already go to moderation both because I have well over 3 tags already and it is my 1st comment (technically), I want to give a shout out to all of the people that wrote something positive to me when I posted the nasty email that some deplorable person (who will not be named) sent me 1 or 2 months ago.

    #13. Lastly (and most importantly), I want to give a sincere Thank You to the following 14 people that I referred to in #12:

    @guest_1904337, @guest_1169160, @guest_1819543, @guest_1483892, @guest_1901404, @guest_1968371, @guest_1790979, @guest_1968429, @guest_1476960, @guest_1666320, @guest_1968978, @guest_1826890, @2, @guest_1208747

  • @chuck @will Have you ever been contacted by a company you posted an offer for and they demanded you take it down? I’d be curious to hear the story if true!

    For example, I know AskSebby got a sternly written letter from Discover when he explained how to get 2 Discover IT cards and they told him not to discuss that again.

    Obviously, your blog results in these companies losing money so I’d be shocked if not a single one has ever reached out to you demanding a post be removed.

    • Yes he has, even by a couple of lawyers. He wrote about it long ago. Probably lots more but he is kind of mysterious.

      • Ehh I hate lawyers. Let the mystery continue I says... Can't always be wearing your life on your sleeve.

  • $100 bonus for both parties from Oklahoma Central Credit Union:
    https://www.oklahomacentral.creditunion/join-oklahoma-central

    Refer a family member or friend to open a checking account with us, and everybody shares the benefits! You’ll be doing a great thing for you, your family member or friend, and many of the disadvantaged people in Oklahoma. For each person you refer who opens a new checking account, you’ll share:

    • $100 for you
    • $100 for your family member or friend
    • $25 for a local charity*

    Bonus/Account Information – To qualify for the Refer A Friend checking account referral program, you must refer a new member who opens a new Oklahoma Central checking account. The new member is required to set up a direct deposit of at least $200. Checking accounts must be opened with new money (money not currently held by Oklahoma Central) and a minimum initial $25 deposit is required. The $100 awarded through this program cannot be used towards the minimum opening deposit. $100 will be deposited into the current member’s account and $100 will be deposited into the new member’s account within 30 days of account opening. In addition to the $100, $25 will be donated to a charity on your behalf.

    May be nationwide. Who Can Join Oklahoma Central Credit Union?

    • Anyone affiliated with another credit union
    • Employees; retirees of one of our more than 1,100 companies affiliated with Oklahoma Central
    • Family members of current Oklahoma Central members

    I do not have an account, and I haven't applied.

    • Appears that account has to be opened in branch only. No restrictions on churning timeframe referenced in terms.

  • Fulton Bank has a $225 Biz Checking bonus...

    https://www.fultonbank.com/offers/smallbiz225 (I removed the gobbledygook at end)

    Per terms, you should "access this landing page via digital advertisement from Fulton Bank and (2) enter promo code Biz225 while opening account online." I know from experience that is not enforced on the personal checking bonus, but have not tried the biz acct. Sponsored ad comes up on Google for me when searching for Fulton Bonus, but I'm in footprint.

    Footprint = specific counties in DE, DC, MD, NJ, PA, & VA: https://www.fultonbank.com/Service-Area-Map

  • with Chase Ink drying up, I am coming to the end of applying only for business cards (I like mainly business cards because they don't report to credit bureau). I already have US bank TC and had AMex BC, Bank of America Business cash recently. Capital one didnt like me :) I will try Wells Fargo.
    I only have 1/24 due to using mainly business cards ( yes i pretty much used to spend to get offer and move to the next card) in the past 2 years.

    You think it is worth opening more personal cards rather than business. I enjoy higher bonus due to higher spend that I have(especially with tax season coming up)

    • I let about $10k ride for 11-12 months on some personal CCs (I forget the exact % utilization) to take advantage of the intro period. It did step-down my credit by ~20 points total over the time. But that bounced back within about a month after paying off.

      I don't feel it hurt (did get the one CC I applied for during this time) but I don't connect my pride to that credit rating number. I would avoid if you are planning a mortgage application though.

      • Thanks @guest_1851333. Ollie was a $43mm, Spot and Tango was $31. Talkroute is $70 back for a $17/month plan, but I'll have to look at the cancellation policy before I order that one.

        • Anytime man! Also Iolo is another one. I just went with the main one on the landing page as I wasn’t sure if the vpn would track (cheaper) still a double money maker

          Also heads up capital one shopping will send you an Ollie offer for $191.5.

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