[Expired] [CT only] Union Savings Bank $150/$250 Checking Bonus

Deal has expired, view more bank account bonuses by clicking here.

Offer at a glance

The Offer

Direct link to offer

  • Union Savings Bank is offering a bonus of up to $250 when you open a new checking account. There are two options:
    • Open an essential checking account and receive a bonus of up to $150. Bonus is broken down as follows:
      • Get $75 if you make one qualifying direct deposit within 90 days of account opening
      • Get $75 when you open a USB debit card and make 10 debit card purchases within 90 days of account opening
    • Open an access checking account and get a bonus of up to $250. Bonus is broken down as follows:
      • Get $150 if you make one qualifying direct deposit within 90 days of account opening
      • Get $100 when you open a USB debit card and make 10 debit card purchases within 90 days of account opening

The Fine Print

  • To receive up to $150 checking bonus, open a new Essential Checking account (subject to approval) and deposit $25 or more at account opening. Get $75.00 if you make one qualifying direct deposit within 90 days of opening the account and/or get $75.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 90 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
  • To receive up to $250 checking bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 90 days of opening the account and/or get $100.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 90 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
  • Offer is valid from September 9, 2019 through November 21, 2019.
  • New USB personal checking customers only.
  • Limit one per household.
  • Promotion may be canceled without notice.
  • Bonus amounts will be credited between December 1, 2019 and March 15, 2020 depending on the date you open the account.
  • Account must be open and in good standing to receive bonus.
  • The checking bonus is subject to 1099 IRS reporting requirements.

Avoiding Fees

Monthly Fees

Essential Checking $150 Bonus

This account has no monthly service fee to worry about.

Access Checking $250 Bonus

This account has a monthly service fee ($20), this is waived if you do any of the following:

  • maintain a minimum balance of $5,000
  • combined deposit balances of $25,000, or
  • combined deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.

Early Account Termination Fee

I wasn’t able to find any mention of an early account termination fee.

Our Verdict

Now that we know it’s a soft pull I do think this one is worth doing so will be adding this to our best bank account bonus page.

Hat tip to reader Joe F

Useful posts regarding bank bonuses:
    William Charles
  • On September 14, 2019, 10:00

View Comments (24)

  • @williamcharles, this bonus is active again to Oct 10 2020, though only at $100/$150 which admittedly isn't that great. FYI they will automatically close your account if you have 60d of zero balance, and I didn't get hit with any ETF (my account was closed after ~8mo that way)

  • DP

    9/14 - Opened Account
    Completed req's using Amzn 10x and made small deposit
    12/20 - Bonus Posted

    • I assume you got both parts of the bonus on 12/20? I've done a real DD and 10 debit card purchases but only got $75 out of $150 on 12/20.

      • Second half of bonus still hadn't posted by late Feb so I sent an SM and they replied a couple days later saying that if I indeed met the terms that the second half of the bonus would post in March. And true to their word, today my other $75 is showing as pending.

      • yep both parts, and got paid same day. I'm not sure why yours was off. The way I did it was the 10x amzn right away as soon as the debit came in and the DD was real as well for about $50, then it was a waiting game, kept the $5k minimum the whole time, it didn't dip below.

  • Update: they ARE Chex sensitive, before applying with them online a few weeks ago I was at 10/12. Was able to open in branch yesterday, and was specifically told my online application was flagged by ChexSystems for having opened so many accounts recently. They were very forthcoming and cordial about it, otherwise it went smoothly as they resumed my previous application. No mention of any early account termination fee or bonus forfeit in their terms. @will & @chucksithe ? :-)

  • CT Resident. Applied 9/14 and approved tentatively, because you can only fund through ACH (no debit / no credit card funding). In order for them to open your account, you have to verify trial deposits, once verified they will open your account.

Leave a Comment