[Targeted, DE, DC, MD, NJ, PA, & VA Only] Fulton Bank $300 Checking Bonus

Update 10/3/24: Extended until 12/31/24.

Update 7/6/24: Bonus has been increased to $300 again. Still has targeted language but shows in google search result.

Update 6/23/24: Bonus is back, $250 again. Still has targeted language but shows in google search result. Hat tip to kas141

Update 4/8/23: Bonus now up to $300

Update 2/19/22: Available again.

Update 9/24/21: Available again, still has targeted language. Should show up if you do the following search ‘https://www.google.com/search?q=fulton+%24200‘. Hat tip to reader Gadget

Update 7/15/21: New link now available. Does have targeted language ‘To be eligible for this offer, you must have accessed this page via a direct communication (email or digital ad) from Fulton Bank.’

Update 2/1/21: Deal is back for 2021. Hat tip to kas141

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: DE, MD, NJ, PA, DC & VA only. May need to live in one of the counties
  • Direct deposit required: Optional
  • Additional requirements: None
  • Hard/soft pull: Soft. Make sure to opt out of overdraft protection
  • ChexSystems: Yes.
  • Credit card funding: Up to $500 $50
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: One (is enforced/isn’t enforced (2)) None
  • Expiration date: None Listed December 31, 2021 December 31, 2022

The Offer

Direct link to offer

  • Fulton Bank is offering a bonus of up to $300:
    • Earn $300 when you open a Relationship Banking checking account online and within 60 days of account opening:
      • Set up a recurring direct deposit totaling at least $500.
    • Earn $200 when you open a Simply Checking account online and within 60 days of account opening do one of the following:
      • Set up a recurring direct deposit totaling at least $500. OR
      • Use your contactless debit card to make a purchase at least 15 times, spending $300 or more in total purchases. This includes in-store and online purchases.
      • Earn an extra $50 when you open a Simply Checking account and when you also open a Statement Savings5 account online and deposit at least $1,000 in new money within 60 days. Just select Statement Savings within the “Your Offers” page during the online account opening process.

 

The Fine Print

  • This offer is valid for new consumer checking account customers only that have not had a checking account with any affiliate of Fulton Financial Corporation within the last 24 months.
  • Promotion is limited to one cash bonus per person.
  • If multiple accounts are opened for the same owner, only the first account will be eligible for the bonus.
  • Fulton Financial Corporation employees and immediate family members sharing a household are not eligible.
  • May not be combined with any other offer.
  • Offer may be withdrawn without notice.
  • Customers are responsible for possible tax implications.
  • 25 minimum deposit to open a checking account online.
  • This offer is valid when you open a new Simply Checking account and complete a minimum of 15 debit card purchases within 60 days after account opening (transactions must be posted to the account within the 60 day timeframe); or, set up recurring direct deposit in the cumulative amount of $250 or more within 60 days after account opening.
  • The direct deposit must post to your account within this timeframe and is limited to Social Security, pension, payroll, or unemployment. $200 cash bonus will be credited to your checking account four to six weeks after the conditions above have been met.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

  • Simply checking has no monthly fees to worry about
  • Relationship Banking has a $20 monthly fee
    • $5,000 minimum daily balance and one customer-initiated transaction posted each statement cycle OR
    • $25,000 combined deposit and investment balance for the primary or secondary account owner on the last day of the statement cycle and one customer-initiated transaction6 posted each statement cycle

Early Account Termination Fee

I can find no references to an early account termination fee on their website.

Our Verdict

Previous best bonus was $150. This is an extra $50 for the same requirements. Definitely think this is worth doing if you live in a targeted area, I’ll be adding this to our list of the best checking account bonuses.

Useful posts regarding bank bonuses:
    William Charles
  • On July 6, 2024, 12:00
Tags: credit card fundingdc bank bonusesde bank bonusesdirect deposit requiredmd bank bonusesnj bank bonusespa bank bonusessoft pullva bank bonuses

View Comments (610)

  • My experience for reference without getting into the gory details on how I had to set up in the first place:

    Sep 18th opened
    Sep 25th Disc Prearrange ACH
    Oct 11th real job DD
    Nov 7th Cash bonus 24CH/MISC Credit $300

    Not sure if the Discover transfer counted. But it came across as ACH for this bank.

    -M

  • Got an email today from Fulton:

    Special gift for you:

    A BONUS OF 1,000 REWARDS POINTS!

    Of course, I closed my account a few days ago and no longer able to access the rewards. I assume $10 down the tubes...

  • Just got my bonus, and want to keep in good standing for future bonuses so I'm planning to wait a few months before closing. Since there's no minimum, is there a rule of thumb for a minimum amount to keep in there to stay in good standing? $25? What do you usually do?

    • You should be fine with just $1. Some people go all the way down to $0.01. If you're lazy, just leave it at $0 and they may even autoclose it for you!

    • What were the specifics for achieving the bonus?
      Opening date?
      More than one dd?
      Time frame between dd and bonus?

      Thanks
      -M

    • Google was showing the ad for me today by searching for "Fulton $300". Top of the search page...

      "Sponsored
      Earn $300 Bonus | Fulton Bank | Fulton Bank $300 Checking
      Fulton Bank

      $300 Bonus! Fulton Bank Checking Offer. Act Now. Member FDIC. Don't Miss Out On This Exclusive $300 Offer. Open Your Account Online Now. 200+ Branches. Community Commitment. Online & Mobile Banking. Great Customer Service."

      Besides the fact people have used the non-sponsored link and got the bonus.... Myself & P2 included. YMMV.

      • I googled it earlier... and via Bing... not seeing it. Very possible it's dead. This isn't WF or Citi where the promo stays running year around. @guest_1920158 @guest_1870617

  • Opened with link on this page on September 1, 2024 with $25 opening deposit.
    Real DD on 9/13/24 of $500.
    The $300 bonus posted on 9/25/24.

    • Account opened: 9/8/24
      Real DD:9/12/24.
      Cash Bonus 24CH / MISC CREDIT: Posted overnight, with yesterday's date.

      • Still have not received mine. Not surprising.
        Opened 9/18
        Reall DD: 10/11
        Looks like I will have to call them up.

        It seemed to be an online deal.
        But I did in branch with a headache and I have the branch manger info.
        Will see how it goes.
        -M

  • Little bit of a headache to sign up.
    Got blocked online for unable to verify identity.
    Called the number on the email, said they would honor just go in branch.

    Went in branch, said they need a code/email from the online team as the online is separate.
    Called back, asked which specific branch so they can send to that direct manager.

    Set up everything in branch.
    But the manager STILL had to send my info back to the online team.
    *sigh*

    My first official DD isn't until Oct 11...the whole "verify through one pay period" schtick.
    I'll push from other sources in the mean time to see if it triggers before hand.

    Eyes, toes, fingers, legs, arms crossed.
    -M

    • Update: reached out after full 6 weeks to check on status of bonus, was informed that the Promotion Team missed my deposit and I would receive it within 4 weeks.

        • So you were able to get the bonus with only one DD?
          That would help me if I need reset up through my job if I need another deposit or not.
          Thanks,
          -M

          • Correct--but if that's what caused them to miss and delay the payout, may be worth doing two to be safe if it's easy enough for you.

    • Might have to do more than one DD.
      The language says 'recurring' and 'culmative'.
      So they may be expecting at least two deposits minimum.

      • Might just be a timing thing as some have reported a 4-6 week delay, but I'm setting another payroll DD for 9/30 and will update the DPs here either way

  • My P2's DP: Treasury Direct Works.

    06/19 Applied Online from Bing non-sponsored link
    06/20 Account Opened
    06/24 Account Funded $50 Citi Double Cash – posted as purchase
    08/13 APA TREAS 310 MISC PAY / “Name of recipient” xxx ACH CREDIT = Treasury Direct $600
    08/20 Another $600 from Treasury Direct
    08/27 Another $600 from Treasury Direct
    08/28 Cash Bonus 24CH / MISC CREDIT $250 (signed up before the $300 offer existed)

    So, for whatever reason, expect the bonus to take about two weeks after the DD. No other brand of DD was attempted. Not sure why some people get it in a day or two, unless really lucky.

    I firmly believe the targeted language is not enforced... so you don't have to wait to find an ad link.

    "Recurring" language likely not enforced, based on other DP's, but I went all out.

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