Evolve started charging a 3% fee for the usage of some debit card issued by smaller banks. Here’s a list of the reports we’ve seen on which cards do or don’t incur the fee.
- Buxx Fee
- Chime Fee
- Gift cards Fee
- GoBank Prepaid Fee (personal experience)
- LMCU No fee
- MetaBank Visa Gift Card Fee (personal experience)
- Nationwide Buxx Fee (personal experience)
- Oink Prepaid Fee
- Paypal Business Debit Fee
- Staples Easy Rebate Prepaid cards (MetaBank) Fee
- Suntrust No fee, but no points earned (1, 2)
- T-Mobile Prepaid Fee
- TD Buxx Fee (personal experience)
- UFB Direct No fee, earns points [UPDATE 4/2/15: Evolve is now charging for UFB]
- US Bank Buxx Fee (MilesWhip via personal communication)
- US Bank Mastercard Gift Card No fee (my personal experience was the same)
- US Bank Visa Gift Card No fee
Please contribute with your own experiences of what does and doesn’t work. We’ll try keeping the list up to date with information we receive.
View Comments (18)
Not sure why list gobank? Gobank has uts own free billpay function?
That was just for completeness. I use the billpay feature.
How much does UFB Direct pay out? I was considering opening an account since they have a 1.25% interest rate and this would be another reason.
1 mile per $2 in spend
Evolve now charging a 3% fee on UFB Direct debit cards.
Thanks, I'll update.
Does it only pay in miles? I prefer to redeem for cash back as I don't really travel much.
I used USB MC GC twice and no fee was charged.
Awesome! The problem I'm having is adding the card at all, even as cc it won't let. Tried a few different USB MC gc. Don't know why.
Is there any other payment system charge less than evolve using credit card or debit card except chargesmart?
Not sure, I'm going to research this further and write a dedicated article on it.
Maybe a newbie question, but... Can you use the UFB card to pay off credit cards via Evolve?
They don't have ordinary credit cards, but they do have store cards, e.g. Target store credit card and Gap store credit card.
First step is for you to search Evolve's payees to see if any of your credit card issuers are in there.
Oink has a fee now as well. Evolve was the one thing it had going for it and now it's dead. :(
Thanks for letting us know. I was wondering about that. In fact, I was going to order an Oink card just to test that out. I owe you one.
Oink - Fee
Thanks for that. I wanted to test that out. You saved me the effort.