Deal has ended, view more bank account bonuses by clicking here.
Update 2/13/25: Back again. Subject line is ‘<Name>, how’s an extra $200 sound?’ Reach your savings goals sooner—keep a minimum of your Account balance as of 2/11/25, plus $15,000 or $25,000 in New Funds (Hold Amount) from 3/12/25 to 5/11/25
Offer at a glance
- Maximum bonus amount: $200
- Availability: Nationwide, see targeted email
- Additional requirements: Deposit $15,000 for $100 bonus, or $25,000 for $200 bonus
- Expiration date: Fund by 9/16/24, hold through 10/31/24
The Offer
Check your email for the following deal for current Discover savings account holders:
- Add $15,000/$25,000 in New Funds from an external source directly to your Account ending in (xxxx) by 9/16/24. You can make one or more deposits between 8/29/24 and 9/16/24. Internal transfers are ineligible.
- Maintain the balance until the end of the Hold Period on 10/31/24.
- Enjoy your bonus – your $100/$200 bonus will be automatically credited to your account by 11/30/24.
No enrollment necessary for those who received this email offer.
The Fine Print
- To qualify for a Savings Boost Bonus, deposit directly to Account ending xxxx (Account) a Required Deposit Amount (RDA) of $15,000 in New Funds (i.e., not currently on deposit at Discover) to earn $100 Bonus OR $25,000 in New Funds to earn $200 Bonus between 08/29/2024 and 09/16/2024 11:59 PM ET (Funding Period). Additionally, maintain a minimum of your Account balance as of 08/27/2024 11:59 PM ET plus RDA (Hold Amount) from 09/16/2024 11:59 PM ET to 10/31/2024 11:59 PM ET. RDA may consist of multiple deposits made during Funding Period. RDA funds must be credited to Account by end of Funding Period. Any funds added over qualifying Hold Amount are excluded from Hold Period requirements. Maximum Bonus eligibility is $200. Offer available only for Account ending xxxx and is non-transferable. Account must be open when Bonus is credited by 11/30/2024.
- Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Offer may be modified/withdrawn.
Our Verdict
This offer was sent out to many/most of us via email (subject: <your name> how’s an extra $200 sound?), but not to everyone. (I’m not aware of any signup bonus from Discover for new accounts available at the moment.) I love these kinds of offers for accounts I already own since it’s an easy transfer to get the bonus.
Discover always offers a pretty decent savings APY rate on their savings account and so there isn’t any downside to tying up your funds in the account for 1.5 months. Easy win for someone with the $15k/$25k cash.
View Comments (238)
$200 BONUS posted as "Account Promotion" this morning.
Paid out this morning for me.
P2 $200 bonus posted as of early morning 6/9.
Any thoughts if Discover Bank will give me $200 instead of $100 for their Savings Bonus? I deposited $24,960 in new money instead of $25k because I thought the interest I got the previous month was part of the balance.
Expect to receive the $100 bonus.
I just received an email from Discover Bank, saying, "...you earned $200 through this bonus offer. Your bonus will be credited to your account by 6/10/25."
Received the same email yesterday, bonus didn't post yet.
Same, just received today.
Less than 2 weeks remaining in the 30-day bonus payout period and still no bonus.
Where's my damn bonus!
Still nothing here.
I’m over my timeframe… I think we gotta start reaching out cause I bet the Capital One merger did something.
@guest_2069585 How are you over your timeframe, we all have the same one. They have until 6/10 to pay out per the 30 day terms.
Good catch. 6/10 it is. Having been through the discover savings bonuses, they usually post before the target date..
Usually they do, I agree.
Did you guys pull out your 15k or 25k? It needed to be kept only till 5/11
I thought I will keep it there till the bonus shows up, but it costs me 79c a day to keep it at Discover vs my best interest paying account.
I am thinking of pulling my money out this weekend
Yes, I pulled 25k out on 5/12 and transferred to a money market account which currently earns 4.21%.
You can withdraw once you have fulfilled all the requirement for the bonus. I did this several times before, absolutely no problems and received the bonus fine. @guest_2004654
thank you both
I withdrew most of my money a few days ago. It should be fine, based on the terms. I haven't seen a data point to confirm it from previous bonus periods, but also don't see people complaining about Discover not following the terms, so probably it worked fine in the past.
My $200 bonus posted today (6/9), for the promo that said hold until 5/11; I withdrew most of the money on 5/19.
No bonus yet either, please update here once it appears in your account.
Finally received the $200 bonus on 6/9.
@guest_2015858 @guest_2062202 @guest_2062243 @guest_1902044 @guest_2060830 @guest_2061307 @guest_1902158 @guest_2020304
Did you guys pull out your 15k or 25k? It needed to be kept only till 5/11
or do you think better to wait till bonus shows up?
@guest_2004654 I pulled mine out on 5/12. I've seen a few DPs of people pulling funds before the bonus with no issues. I havn't done that in previous bonuses but wanted to fund my Wells biz account.
thanks
No bonus yet, how long does it usually take to post for these targeted offers?
In 2023, the bonus posted for me 17 days after the end of the hold period (the dates were 10/30 and 11/16). (And 2 days before it posted, I got an email saying that I earned the bonus.)
Similar timeline in 2024 for me. I think it was just about 2 weeks after the end of the promo, email received that I got it was actually after it posted :)
Has anyone received the bonus?
Nothing yet.
nope
Not seeing in my account yet either.