Fluz: Gift of College Giftcards, No Purchase Fees

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• No longer available

• What's the chase category for this? I understand some fluz charges are 5x. Do we get amex points?

• I got banned by gift of college. It’s end of the year so I was trying to max out my tax benefits… nothing really against the rule.

  • Did they say why? Also has this happened to anyone else???

    Were you stuck with any of the gift cards you bought that they wouldn’t apply???

  • $7k in a month and a half

    • Damn that isn't much and super quick

• anyone have idea how to redeem the gift card? I only get code and pin from fluz, but on giftofcollege.com, I was asked the pin, 4 digits pin and expiration date.

• If you count cash cost of 3%, 1.5% cashback, your cost is 1.5%. This is higher than the 1.19% cost if you can find those $500 GoC GCs at stores.

  But you can do all this online from your home. I'll certainly take this 1.5% other than the 2.9% cost to use Plastiq.

  • @guest_1703435 can you refer me to power portal?

• Gift of College was so awesome when you could use a credit card to buy them at Toys R Us and Buy Buy Baby. I hit so many spend requirements and paid off my tuition at the same time. Good times lol. I don’t know if this is a worthwhile DP but my loan provider was EdFinancial and they took these gift cards.

  • I think GoC takes most of the major student loan providers. But it takes 14 days to credit to account.

    I used to make 529 contributions directly.

• Does anyone use GoC to fund a 529 and then just withdraw the funds? From what I've read you only pay penalties on earnings, not contributions.

  • Yes to both. The GoC website will permanently ban you after you do over 20k or so in a year.

    • How do you know thats a gard rule, not one time thing for you? Multiple attempts for multiple players for you?

      • It's +/- a few thousand from 20k after getting banned across multiple SSNs. It really depends on how fast you're going and how quickly they look into your account.

        • calendar year?

  • Yep

• GoC GCs were sold at Toy R Us and Baby R Us before. Now at some limited CVS and grocery stores. It is a good way to fund 529 plans and pay back student loans. I bought like $30k before, mainly from Toy R Us.

  It seems this Fluz deal is cash only. No credit card or GC payments.

  • Look into power portal

    • Only available with regular Fluz.

    • @guest_1703792 seems like you need an ?incorporated business or a referral from a power portal user to get a power portal? If so, do you by chance have a referral? Or can you sign up as a “business” (sole prop, SSN only, but have biz checking and credit cards).

      • If so, I'd take one as well

• Fluz blocks all GC Debit cards. Anyone tried PayPayl ?

  • Look into power portal

• It says there’s a $5.95 activation fee

  • I do not think Fluz cards have activation fees.

    • Nope