(Update) FutureCard Climate-Friendly Visa Debit Card Offers 5% Back On Select Public Transport, EV Charging & More

Update 12/17/24: New transfer partners:

  • 4,800 Amtrak points for 10,000 Future ClimatePoints (lists as “18,000 point value”).
  • 1k points for $30 Thredup gift card is back, same value.
  • New redemption which looks interesting: 1 year of Citibike membership for 15k ClimatePoints ($220).

Hat tip to reader Andy E

Update 11/25/24:

From now through Thursday, you’ll get $25 back when you spend $100+ at grocery stores with your FutureCard. Whether you’re hosting dinner or bringing a dish to share, your holiday preparations can put money back in your pocket.

How it works:

  • Spend $100 or more at any grocery store
  • Use your FutureCard to pay
  • Get your $25 automatically
  • Offer ends Thursday at 11:59 pm ET!

Hat tip to ShawntheShawn

Update 7/18/24: Get 100% cashback on the DC Metro, up to $25 in cashback per week, starting 3pm EST on July 15th and ending at 11:59pm EST on July 31st (ht Shawntheshawn)

Update 1/11/24: New rewards program for NYC Subway: $5 cash back once you reach 12 weekly rides (in addition to existing 5% cash back on transit). Details here.

Update 12/1/23: 100% cashback for NYC MTA rides for all of December 2023. Update 12/29/23: Now extended through January 7, 2024.

Update 6/1/23: Reader Atme reports that the MTA free rides promo will be continuing until the end of June, with a limit reset for June. 15,000 ClimatePoints ($150) a month. (ht Shawn)

Update 5/4/23: The free MTA rides promo from April (see below) has been extended through May. Max $150 cashback.

Update 4/10/23: In honor of Earth Month, Future is giving free rides on all MTA transit through April when you pay with your FutureCard Visa Debit Card! Valid for all MTA transit in NYC. Hat tip to ShawntheShawn

FutureCard Visa Debit card is a prepaid debit account with a FDIC insured bank backing which offers 5% cashback on select categories:

  • Trains, buses, subway, metro, light rail & commuter rail
  • Online marketplaces for gently-used clothing & thrift stores
  • Electric vehicle charging
  • Bike shops (bikes, ebikes, cycling accessories and repairs)
  • Electric scooters, mopeds and bikeshares

They also offer 6% cashback on select health/eco-friendly partners and 1% cashback on all other purchases.

Currently there is no physical card and you can only use the card number online or you can add it to your mobile wallet and use in-store.

They also offer a referral program whereby the referrer and new member each get $15. Do not share or use referral links from the comments below as those are an older link version. Instead, go this dedicated page to share and find referral links. You must click the referral link on your mobile phone, and download from there the Future app, to be eligible.

Hat tip to reader Amanda
    Chuck
  • On December 17, 2024, 15:35

View Comments (474)

    • if you've got the app open, go to the card tab on the bottom of the screen, then tap to the right of the digital card, there should be an option to order a physical card as well

    • I recall having the option when signing up (I declined). Not sure how to order later. Can be added to mobile wallets.

  • Just signed up and got approved. Was shocked that there is a fifty dollar annual fee.
    Did not see this displayed anywhere so I am calling them and closing my account.

  • Amtrak transfer partner is back, but devalued: 4,800 Amtrak points for 10,000 Future ClimatePoints (lists as "18,000 point value").

    1k points for $30 Thredup gift card is back, same value.

    New redemption which looks interesting: 1 year of Citibike membership for 15k ClimatePoints ($220).

  • The Future card earns 10% back on National Grid payments, and apparently certain other utilities.

    May utilities charge a fee to use a credit/debit card, but not for auto-pay from a bank account.
    I have auto pay set up with my future card account & routing #. The credits don't automatically trigger, but a quick email to support each month and they will do a manual credit. Well worth the minute it takes to get $10-20 per month off our utility bill.

      • Good question. It doesn't actually say anywhere.

        I have auto pay set up with my future card account & routing #. The credits don’t automatically trigger, but a quick email to support each month and they will do a manual credit.

        If you have another utility you can email support and ask if they earn 5% or 10%.

  • LEGO: $10 GC posted immediately
    eBay: $10 purchase posted immediately
    Playstation: $9.99 purchase posted immediately (unable to reload balance for some reason)
    Nintendo: $10 balance reload posted immediately
    Roblox: $9.99 balance reload posted immediately

  • Posting my experiences for the Black Friday weekend promo of getting $10 back at multiple stores that are listed in the app.

    REI: Placed order for $16 online - went pending in the app for 1% immediately, no indication of $10 back yet. Noticed gift cards are not charged through a third party so should work also.

    Lego: $10 egift card worked right away for $10 back online

    PSN: $10 reload worked immediately and posted with $10 back

    Nintendo: $10 reload went pending for 1% reward, no indication of $10 yet

    Crocs: Can't find a way to but a GC so looks like you need an actual order

    Still looking for something for ebay and poshmark. Overall it's a great deal but stinks that Nintendo and REI didn't work right away. I'm pretty confident that Future support will remedy if it comes to the point where I need to contact them.

    • Like @guest_1961676 , @guest_1612728 and @guest_1701439 my REI purchase has posted at 1% cash back and I did not buy a gift card.

    • dp;

      ebay purchase charge and $10 in points went thru right away. Picked up some cr2032 batteries.

      Rei gc of $10 is still pending at 1%

  • Just used this at ShopRite with the $15/$20 back on giftcard promotion. The $25 posted instantly for FutureCard.

  • It's 25% up to $100 in spend. I charged about $50 today at Whole Foods and received the $12.50 instantly. I'm curious if this was a one-time offer, or if it'll trigger again if I purchase from a grocery store again.

    • Sorry if this is a dumb question--but do you have your card added to apple pay, or did you get a physical card? I'm not sure how to do these deals when they don't send you an actual card...

  • $25 bonus was posted instantly after $100+ grocery purchase.

    In addition, there is another good deal:

    From Black Friday (11/29/24) through Cyber Monday (12/02/24), get $10 back when you use your FutureCard at any of these retailers:

     Adventure & Outdoors

    • REI
    • Birkenstock

    Sustainable Shopping

    • eBay
    • Poshmark
    • BackMarket

    Digital Downloads

    • PlayStation Store
    • Nintendo Store
    • Roblox

    Family-Friendly Gifts

    • Lego
    • Crocs

    Just pay with FutureCard at any of these eligible stores between Nov. 29th and Dec. 2nd, and you'll earn $10 back on your purchases of $10+! You can earn $10 per merchant. 

    This offer ends Monday, Dec. 2nd at 11:59pm ET

    @6

    • Did a $15 ebay purchase and got the CB instantly, pretty sweet deal. Never seen CB credit instantaneously like that before. Hoping they keep doing more offers.

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