[HI] HawaiiUSA Federal Credit Union $100 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Hawaii
  • Direct deposit required: Yes or ACH credit
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: $25, 90 days
  • Household limit: None
  • Expiration date: June 30, 2024

The Offer

Direct link to offer

  • HawaiiUSA Federal Credit Union is offering a $100 bonus when you open a new eLife checking account and complete the following requirements:
    • setup and receive at least one monthly recurring Direct Deposit or ACH Credit totaling $1,000 per month for two consecutive months
    • Enroll in Online Banking and/or Mobile Banking
    • Enroll in eStatements

The Fine Print

  • Qualified members who open a new eLife Checking account with HawaiiUSA Federal Credit Union between 4/1/2024 through June 30, 2024, may be eligible to receive a $100 reward when all requirements are met.
  • Requirements for this promotion are as follows: 1) open a new eLife Checking account; 2) setup and receive at least one monthly recurring Direct Deposit or ACH Credit (e.g. – payroll, social security, or pension) totaling $1,000 for a minimum of two consecutive months; 3) enroll in Online Banking and/or Mobile Banking; and 4) enroll in eStatements.
  • Requirements must be met within 90 days of account opening to be eligible.
  • After all requirements have been met, the $100 reward will be deposited to the member’s new eLife Checking account within 60 days.
  • This promotion may be discontinued at any time without prior notice.
  • Limit one $100 reward per member.
  • The $100 reward is subject to 1099 reporting requirements and may be reportable as taxable income.
  • Accounts must be in good standing at the time of reward payment with no negative balances or loan delinquencies.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

$25 if closed within 90 days according to the fee schedule.

Our Verdict

It says an ACH credit should work so should be easy to hit the direct deposit requirement. We don’t see a lot of Hawaiian bonuses so probably worth doing if you’re eligible.

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View Comments (7)

  • For those who are interested, today (June 30th) is the last day to apply.

    • https://www.hawaiiusafcu.com/about/join/membership

      You can apply for a membership by opening an account online, or if you are a current member, you can open a secondary savings and checking account! You may be eligible to join HawaiiUSA if:

      • You or a member of your family or household is in the field of education as an employee, retiree, student or student's parent in a majority of Hawaii schools, pre-K through 12th grade
      • You are affiliated with any of our 10,000+ Select Employee Groups (SEGs)
      • Your immediate family member is a HawaiiUSA member
  • Good looking out for Hawaii promos. I would add that eLife checking also pays 5.0% interest on the first $10,000 in the account after 10 debit card purchases each month.

    • Bank of Hawaii is offering checking bonuses. Can't share the link, but it's on their website. Not sure what counts as direct deposit so I'm hesitant to sign up.

      • I live OOS in FL and I’ve applied 2 times and both times instant approved. They give account numbers and the debit card showed up a week later. Around 2 weeks after approval the account gets locked and closed with the remaining funds sent back as a check. When I called to inquire they mention it’s open nationally but if they see your outside Hawaii they’ll close it down. It’s okay to apply in person OOS.