[IL] DuPage Credit Union $200 Checking Bonus, Direct Deposit Not Required

Update 9/5/24: Extended until 12/31/24

Offer at a glance

• Maximum bonus amount: $200
• Availability: IL
• Direct deposit required: No
• Additional requirements: See below
• Hard/soft pull: Hard pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee:
• Household limit:
• Expiration date: August 31, 2024

The Offer

Direct link to offer

• DuPage Credit Union is offering a $200 bonus when you open a new Cash Back Checking account and complete the following requirements:
  • Have a debit card net spend of posted purchases totaling at least $1,000.00 within the first 90 days of account opening
  • Be enrolled in eStatements

The Fine Print

• To be eligible for the $200 Reward, your new Cash Back Checking account application must be submitted by 8/31/24 and opened by 9/15/24 and meet the following criteria: have a debit card net spend of posted purchases totaling at least $1,000.00 within the first 90 days of account opening, and be enrolled in and agree to receive eStatements.
• Membership qualifications apply.
• ATM transactions, the purchase of money orders or any cash back requested over point-of-sale, cash advances, Peer to Peer transactions and purchases made using third party payment accounts (such as Venmo and PayPal), may not be eligible.
• The $200 Reward will be paid as a deposit into the applicable Cash Back Checking account between the 91st – 120th day after account opening, regardless of whether the total required net spend purchase is met prior to the 90th day.
• The $200 Reward will be forfeited if the account is closed within 120 days from account opening and the funds may be deducted from any remaining proceeds.
• Reward does not apply to existing DuPage Credit Union Cash Back Checking accountholders, including under a newly established Membership account. Cannot be combined with other offers.
• Only one reward per member.
• Must have a Credit Union membership established and be in good standing at the time the Cash Back Checking account is opened and at the time the Reward is paid.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Wasn’t able to find a fee schedule.

Our Verdict

Great bonus considering there is no direct deposit required.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times