[Expired] [WI] Bank & Trust $350 Checking Bonus

Deal has ended, view more bank bonuses by clicking here.

Update 2/11/21: Back again, just for WI this time until March 31, 2021. Hat tip to W

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Select areas in WI
  • Direct deposit required: Yes, $500+
  • Additional requirements: eStatements
  • Hard/soft pull: Soft
  • ChexSystems: Unknown
  • Credit card funding: Up to $2,000. No American Express
  • Monthly fees: None
  • Early account termination fee: $25 + bonus forfeit, 90 days
  • Household limit: None listed
  • Expiration date: December 31st, 2017 April 30th, 2018 August 31st, 2018 December 31st, 2018 April 30th, 2019 June 28th, 2019 October 31st, 2019 March 31, 2021

The Offer

For direct link to offer, see links under ‘eligibility’

  • Bank & Trust is offering a bonus of up to $200 when you open a new checking account and complete the following requirements:
    • $30 bonus for signing up for eStatements within 90 days of account opening
    • $170 bonus for receiving a direct deposit of $500 or more within the first 60 calendar days
  • Bank & Trust is offering a bonus of up to $350 when you open a new checking account and complete the following requirements:
    • $30 bonus for signing up for eStatements within 90 days of account opening
    • $70 bonus for receiving a direct deposit of $500 or more within the first 60 calendar days
    • $250 bonus for having a balance of at least $7,500 within 60 days of account opening
  • Bank & Trust is offering a bonus of up to $700 when you open a new  Consumer Checking Account relationship
    • $30 bonus for signing up for eStatements within 90 days of account opening
    • $170 bonus for receiving a direct deposit of $500 or more within the first 60 calendar days
    • $300 bonus for having total balance of at least $50,000 at 15 calendar days after account opening
    • An additional $200 bonus for having a total balance of at least $50,000 at 60 calendar days after account opening

 

Eligibility

The Fine Print

The fine print is based on the Arizona Bank & Trust bonus, but is basically the same regardless.

  • $350 bonus offer is not available to existing Citywide Banks consumer checking customers or those who have been paid a new account opening bonus since January 1, 2018
  • Bonuses only apply when opening a new consumer checking account at Arizona Bank & Trust or arizbank.com during the promotional bonus period.
  • The promotional bonus period is 06/01/2018 – 08/31/2018.
  • If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed.
  • Closing the account will negate any unearned bonuses.
  • All bonus dollars will be paid to the newly opened checking account.
  • If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship.
  • A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $170 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Bonuses will be paid within 90 business days after account is opened.
  • An IRS 1099 form may be issued.
  • The offer cannot be used in conjunction or combination with any other deposit offer. Health Savings Accounts are not eligible for the promotion.

$700 bonus:

  • $700 bonus offer is not available to existing First Community Bank consumer checking customers or those who had accounts open on or before August 31, 2018.
  • Offer available when opening a new Consumer Checking Account relationship at First Community Bank or FCB-Keokuk.com during the promotional bonus period.
  • A$30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $170 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening.
  • Direct Deposit examples include payroll, pension, Social Security or other government benefits.
  • In addition, when opening a consumer Signature Series Checking Account, receive a $300 bonus for having total balance of at least $50,000 at 15 calendar days after account opening and a total balance of at least $50,000 at 60 calendar days after account opening to receive a $200 bonus. Bonuses will be paid within 90 business days after the promotional bonus period has ended. Minimum to open and APY given on consumer checking accounts varies by products selected. The promotional bonus period is 09/05/2018-12/31/2018. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Signature Series Bonus will be paid to the Signature Series account. Limit one bonus per new consumer account relationship. HSA and Fiduciary accounts are excluded. An IRS 1099 form maybe issued. Geographic restrictions may apply. Account opening is subject to approval.

Avoiding Fees

They offer a free checking account with no monthly fees to worry about. If the account is closed within 90 days of account opening they will deduct the bonus and a $25 early account termination fee is charged.

Our Verdict

They offered a $500 bonus in 2016, obviously that bonus was much better but $200 still isn’t bad and I’m not sure we will see that bigger $500 bonus again. The positive is that you can open the account online this time rather than having to go in branch (maybe credit card funding is possible now as well?) You should also be able to do this deal even if you’ve done the previous deal as long as you didn’t have an account open on or before October 31st, 2017. That actually looks incorrect as pointed out in the comments. I’ll be adding this to the best bank account bonuses.

Big thanks to reader, Rodney M who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

Post history:

  • Update 11/12/20 Available again until December 14, 2020
  • Update 3/5/2020: Extended until April 30th, 2020.
  • Update 1/7/2020: Deal is back and valid until March 2nd, 2020. Hat tip to reader ChurnNBurn
  • Update 10/4/19: Deal has been extended until October 31st, 2019. Hat tip to reader Matt M
  • Update 7/2/19: Deal has been extended to September 3rd, 2019. Citywide bank is now offering $400
  • Update 5/18/19: This is available in a lot more states now.
  • Update 5/5/19: Deal is back but only for Citywide bank and the $350 offer this time.
  • Update 3/8/19: Deal is back, but only $200/$350 available this time. Hat tip to Dan
  • Update 09/23/18: There is also a $700 bonus available this time.
  • Update 09/15/18: Deal is back again and valid until December 31st, 2018. Hat tip to reader Steve & YoungBuck Not available in MN this time
  • Update 06/02/18: Deal is back again and valid until August 31st, 2018. Hat tip to RandytheRealtor. Illinois Bank & Trust is $350 and others are $200.
  • Update 01/24/18: Deal is back and available in more states. Hat tip to reader @Mr__RTF. Also added more states (CA, KS, MT MO) thanks to reader Thom
    William Charles
  • On February 11, 2021, 11:00

View Comments (428)

  • requires opening account via video banking by 2021-03-31

    https://www.wisconsinbankandtrust.com/personal-banking/video-banking

    Terms and conditions

    $350 bonus offer is not available to existing Wisconsin Bank & Trust consumer checking customers or those who have been paid a new account opening bonus since January 1, 2018. Bonuses only apply when opening a new consumer checking account during the Wisconsin Bank & Trust Video Banking session online or at the branch kiosk for video banking during the promotional bonus period. The promotional bonus period is 1/4/2021-3/31/2021. Wisconsin Bank & Trust Video Banking sessions are only available during normal business hours based upon location. See available hours at WisconsinBankandTrust.com/locations. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. To receive $100 bonus, one minimum direct deposit of $500 or more must be posted to your new checking account within 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. The account must be opened during the Wisconsin Bank & Trust Video Banking session. $250 bonus will be paid if the account has at least $7,500 balance 60 calendar days after account opening. If 60th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. Bonuses will be paid within 90 business days after the promotional period has ended. An IRS 1099 form may be issued. Health Savings Accounts and Fiduciary accounts are not eligible for the promotion. Geographic restrictions may apply. Account opening is subject to approval. Minimum to open and APY given on a consumer checking account varies by product selected. For example, our Platinum Checking: Annual Percentage Yields (APY) are accurate as of 02/11/2021. 0.01% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms are applicable as of the accurate as of date in this disclosure and may change at the bank’s discretion. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

  • The link doesnt work. Based off their website it look like you have to set the account up through a video call with a banker

  • I got the Morrill and Janes Bank and Trust Bonus in 2018. Will that disqualify me for this Bank of Blue Valley bonus?

  • Was excited to see my state (KS) listed, but turns out online application is only available for certain zip codes and it seems to be pretty strict. I'm in northeast KS but not in a county where they have a branch. Called just to make sure and they said you had to be within a certain number of miles of a branch to sign up. Looks like they're in the KC area and Sabetha, KS.

    Could probably do an in person application but that's not so realistic given COVID restrictions, plus it's not quite worth it for me. I prefer to work in 2P mode to double up on everything and given that P2 doesn't want to bother with these it would just be the $350. Easily worth an hour drive each way for $700 if she would do it, but it'll never happen. The joys of one person playing in 2P mode. On to waiting for the next one....

  • I ran into some stupidity in the system when trying to enroll in online banking after receiving the approval email. I enrolled online and got an error saying I was already registered. I called to inquire further and it resulted in 30 minutes of phone rep confusion. Apparently attempting to setup online banking before the funding posts results in an ill-documented error. Perhaps I just got unlucky but hopefully this might help others.

  • I used my Citi Double Cash card to fund $700 at WI Bank and Trust, posted as a transaction.

    Is there a reason this is not listed on the "Best Bank Deals" page?

Leave a Comment