[Expired] [IL, Palatine In Branch] First Bank & Trust Company Illinois $100 Checking Bonus

This offer has expired, view the best current checking bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: In branch in Palatine
  • Direct deposit required: Yes, no minimum specified
  • Additional requirements: Show library card
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: September 30th, 2018 November 30th, 2018

The Offer

Direct link to offer

  • First Bank & Trust Company Illinois is offering a bonus of $100 when you complete the following requirements:
    • Show palatine public library district card
    • Open a new checking account
    • Receive a direct deposit into your account by November 30th, 2018

The Fine Print

  • Show your card when opening a new Free Checking account and receive a $100 account bonus after first direct deposit.
  • Open a new Free Checking account in September and get $100 deposited into your account when we receive a direct deposit by November 30, 2018.
  • $100 bonus will be deposited into your account by December 31, 2018.
  • $100 bonus is IRS 1099-INT reportable.
  • $100 deposit bonus offer applies only to new Free Checking customers.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free checking account that is required has no monthly fee

Early Account Termination Fee

I was unable to find a fee schedule so I’m unsure if any early account termination fee is charged or not.

Our Verdict

A lot of work for a bonus of only $100, especially when you keep in mind it needs to be opened in branch. If anybody does go for it then share your experiences in the comments. For now I’m definitely not adding it to the list of the best checking bonuses.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

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View Comments (2)

  • I work right down the street from this bank. Happy to stop in and try and get a fee schedule if anyone wants, but I personally have no interest in this.

  • Many of the Chicago suburbs will issue you a library card if you either live in Chicago or a nearby suburb; usually you just need to go to the library and register.