[In Branch]Chase Freedom Flex/Freedom Unlimited: $250 Bonus + 5% Back On Groceries (Up To $12k) First Year

The Offer

No direct link to offer. Available in branch only

  • Chase is offering an additional bonus on the Chase Freedom Flex and Chase Freedom Unlimited cards. You can currently get the standard $250 sign up bonus after $500 in spend and in additional the card will earn 5% cashback on all grocery store purchases in the first year up to $12,000 in spend

Card Details

Freedom Flex

  • No annual fee
  • Card earns the following points rates:
    • 5% on rotating Quarterly Categories on up to $1,500 in total purchases (e.g. Q4 2020 will be PayPal and Walmart)
    • 5% on Travel purchased through Chase Ultimate Rewards
    • 3% on Dining
    • 3% on Drugstore
    • 5% on Lyft through March 2022
    • 1% unlimited cash back

Freedom Unlimited

  • No annual fee
  • Card earns 1.5% cash back on all purchases

The Fine Print

Freedom:

  • 5% Back in the grocery store category (excluding Walmart and Target) until the earlier of the end of your first 12 months or first $12,000 spent: You’ll earn 5% Cash Back rewards total for each $1 spent on purchases in the grocery store category (excluding Walmart and Target) made within your first 12 months from account opening, or until you reach $12,000 in grocery store purchases, whichever occurs first (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). The additional 4% Cash Back rewards will appear on your billing statement in a separate line from the base 1% Cash Back rewards.

Freedom Unlimited:

  • 5% Cash Back in the grocery store category (excluding Walmart and Target) until the earlier of the end of your first 12 months or first $12,000 spent: You’ll earn 5% Cash Back rewards total for each $1 spent on purchases in the grocery store category (excluding Walmart and Target) made within your first 12 months from account opening, or until you reach $12,000 in grocery store purchases, whichever occurs first (3.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase). The additional 3.5% Cash Back rewards will appear on your billing statement in a separate line from the base 1.5% Cash Back rewards.

Our Verdict

Same as the $200 offer available online, this is just an extra $50 when applying in branch. Definitely worth doing if you were already considering the $200 offer. Will add this to our list of the best credit card bonuses. For more details on this offer I’d recommend reading the original $200 offer post.

Hat tip to Faust_XX

View Comments (40)

  • $250 signup bonus for Freedom Unlimited still works, had to try two different branches before someone could properly help me. The first branch was busy and I had no appiontment. Very little info on this bonus online so I was not sure if still available

  • Where offers the information for new CFF card about 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year?

  • Is this offer still valid? Thinking about dropping by my local Chase branch to see if this offer is available.

  • I also got this $250 in-branch offer. It seemed my banker did not have any clues on this special offer, but she was nice to help me locate it.

  • If you get this card, check after your first month to make sure you actually got the grocery bonus. Along with others, I got screwed out of the advertised grocery bonus on the Freedom last year. Customer service provided no explanation and wouldn't budge.

      • I applied online, but it advertised the grocery bonus at the application link. I hadn't even known about it before that. I've seen posts from other people who had similar experiences.

  • Any inside info on how long the 5% grocery bonus will last for new sign ups? My P2 will be 4/24 end up Sep.

  • Is this CARD 24/5 restricted? I'll raise hell if they say "You have opened cards in the past 3 months!" ... but I will just be quiet and smile (and adjust my summer hat) if they say "you're pre-approved for 2 cards today!" LOL