[KY] University of Kentucky Federal Credit Union $200 Checking Bonus

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: KY
  • Direct deposit required: 3 totaling $3,000+
  • Additional requirements: Use promo code
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Up to $5,000
  • Monthly fees:
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: 12/31/24

The Offer

Direct link to offer

  • University of Kentucky Federal Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
    • Receive three Direct Deposits totaling $3,000 or more within 95 days
    • Use promo code 200Better

The Fine Print

  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

ukfcu checking account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any EATF in the fee schedule.

Our Verdict

Seems to be a small service area, unfortunately applying through ACCC doesn’t help with out of state applications.

Hat tip to ShawntheShawn

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    William Charles
  • On July 7, 2024, 17:00
Tags: credit card fundingdirect deposit requiredky bank bonuses

View Comments (29)

  • I applied OOS on 8/8. On 8/9, I received an email that my application had been assigned to Zach Goodpaster and a phone number. I've called twice, and the CSR answering has said he's in the office but away from his desk but that they would pass on the message to call me back. Guess who hasn't been called back

  • Was able to open online with no issues. In state with ACC membership (they asked for documentation). Once the app was assigned I got a phone call and they had to ask me some questions. Did confirm that even though it says they take AMEX, they do not, and I funded with a Venture X for $5k and it coded as purchase. Soft pull and Chex (LOL/24).

    • still havent heard back. maybe they mailed me something but i havent been at home for a few weeks. likely denied

      • In KY, out of range with ACC and I got the same message about the same person being assigned my application. No mail no call so far.

        • Called Bank, was told the person my application was assigned to was out this week so I wouldn't hear anything until next week unless I wanted to escalate to his manager. Just going to wait and see.

  • Sorry for limited knowledge- it someone could tell me how I could check my check. I've done quite a few. I live in state and am an alumni, but was approved. Funded with credit card for $5000 as a sale with Chase Freedom Unlimited

  • @2
    I got a similar offer as a current customer. $200 for 3 or more direct deposits totaling $3000 before Aug 31. ( I need to switch this right away. As my work takes forever to switch direct deposit. I'll likely only get 3 in the timeframe if I switch right now.)

    I'm guessing anyone that already has an account that doesn't receive direct deposit should have received a similar Email. I wasn't sure I should share the link since it is a custom URL, but nothing says it's targeted or that I shouldn't share:

    https://www.ukfcu.org/direct?vgo_ee=H%2B26ePjSSjXE%2Fhi38MxQkQQZlJ7EMZZF%2Fp46kUWqYisHbLjThA%3D%3D%3A2RYBkP7OZ63iyH5OkqRiK6E9clfAmDOk

    Pasted from Webpage.

    MOVE YOUR DIRECT DEPOSIT TO UKFCU. EARN $200*!As a Credit Union with over 107,000 members, we are immensely grateful to each and every person that has joined us over the last 87 years. But some of our members are not taking advantage of everything that membership brings. That's why today, we want you to be "Direct" with us, so that we can send $200* "Direct" to you!
    As an eligible UKFCU member with an existing Checking Account, we want to take the next step in being your go-to financial institution. And to make that happen, we want to give you $200* if you switch your Direct Deposit to your UKFCU Checking Account!

    * Offer valid 4.19.24 – 8.31.24. Existing Member with a current Checking Account is required to add Direct Deposit to that account to qualify for the promotion. To earn the account bonus, the existing member must meet the following requirements within the promotional period: (1) designated checking account receives at least three regularly reoccurring payroll Direct Deposits totaling at least $3,000; (2) member account must be above $0.00 at time of bonus payment. If all qualifications are met, funds will be deposited into the primary checking account within 7 business days of completion. Bonus funds may be considered 1099-MISC taxable; consult your tax professional. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Please see a representative for additional details. Federally insured by NCUA.

  • Open to those with the American Consumer Council. $5k credit card funding max. Pending.

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