[LA, MS] Fidelity Bank (Bank With Fidelity) $225 Checking Bonus

Update 10/1/24: Extended to December 31, 2024

Offer at a glance

• Maximum bonus amount: $225
• Availability: To open an account with Fidelity Bank, you must be a resident of one of the following Louisiana Parishes: Ascension, Assumption, East Baton Rouge, East Feliciana, Iberia, Iberville, Jefferson, Lafourche, Livingston, Orleans, Plaquemine, Point Coupee, St. Benard, St. Charles, St. Helena, St. James, St. John the Baptist, St. Martin, St. Mary, St. Tammany, Tangipahoa, Terrebonne, Washington, West Baton Rouge, West Feliciana, or Mississippi Counties: Hancock, Pearl River. Before proceeding please confirm your eligibility below.
• Direct deposit required: Yes, $500
• Additional requirements: Use promo code
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $5, avoidable
• Early account termination fee:$25, 180 days
• Household limit: One
• Expiration date: September 30, 2024

The Offer

Direct link to offer

• Fidelity Bank (Bank With Fidelity) is offering a $225 bonus when you open a new checking account and complete the following requirements:
  • Use promo code BONUS225
  • Within 90 days of opening your account, make a direct deposit of $500 or more

The Fine Print

• Account holder has 90 calendar days to meet the requirements to receive bonus. Fidelity Bank will deposit the $225 bonus into the account holder’s new checking account within 15 business days after the completion of the 90 calendar day qualification period, so long as the account holder fulfills each of the following qualifications:
• Open a new On The Geaux personal checking account with Fidelity Bank.
• You must deposit $50 to open this account.
• On The Geaux checking incurs a $5 service charge per statement cycle.
• The monthly service charge can be avoided by having a single direct deposit of at least $500 or more during the statement cycle. Current fees and rates are determined at the time of account opening and will be displayed in the Truth in Savings provided.
• Visit bankwithfidelity.com for additional terms and conditions applicable to personal checking accounts.
• Have a qualifying direct deposits greater than $500 or totaling greater than $500 into your new checking account with in the first 90 days of account opening.
• A “qualifying direct deposit” is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency.
• Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify.
• Only one bonus of $225 will be paid to the primary checking account owner. This must be your first Fidelity Bank personal checking account to qualify for this bonus. Clients under the age of 18 are not eligible to receive this bonus. Account must be in good standing and the qualifications satisfied to receive bonus. Good standing means you have a positive balance in the account. Bonus may be subject to IRS reporting as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Fidelity Bank expressly reserves the right to terminate this promotion at its discretion at any time and without further notice provided to you. Limit of one consumer checking-related bonus per household.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

On The Geaux has a $5 monthly service charge, OR $0 with at least one qualifying direct deposit of $500 or more each statement cycle

Early Account Termination Fee

There is a $25 fee if the account is closed within 180 days according to the fee schedule.

Our Verdict

There are a lot Fidelity Banks so just including the website for clarity. If anybody goes for this then please share your experiences below.

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