[Leaked Details] Chase United Business Refresh: $150 Annual Fee, 125,000 Signup Bonus, Instacart & Rideshare Credit and more

Chase United Business Refresh

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Chase is refreshing the United business card. I saw this briefly earlier, but at the time of this writing (11:05am ET 3/18/25) it’s showing the old details again. Presumably it went live early and will come back soon.

  • Annual fee increase from $99 to $150.
  • $125 united flight credit after 5 flights (instead of $100 credit after 7 flights under the old card)
  • The new signup bonus is 125,000 points (instead of the prior offer for 100,000).
  • New credits:
    • $25 farelock credits
    • $100 hotel credit
    • $100 rideshare credit
    • $50 car rental credit
    • $100 JSX credit
    • $120 instacart credit

Our Verdict

We don’t have all the details yet, we’ll create a new post with all the details when they come out. Obviously the extra $51 on the annual fee is a bummer, yet overall it might be a net positive if the Instacart credit, rideshare credit, and hotel and car rental credit turn out to be useful. The signup bonus increase from 100k to 125k is a nice bump as well.

Hat tip to 3539805
    Chuck
  • On March 18, 2025, 11:16

View Comments (46)

  • Applied this card more than 30 days ago, was declined due to too many opened accounts, I am thinking about calling for a reconsideration. Just wondering if I must ask reconsideration within 30 days to be reconsidered, or it doesn't matter? Also I applied under the old SUB, so if they approve me, am I under the old SUB or the new SUB? Thanks for the education.

  • Any recent datapoint on whether Chase queries for personal and business merge into one hard pull?

  • My sock drawered United Biz card has disappeared from my account. I have the plastic but Chase couldn't find it anywhere in their system, probably because I've noticed about it more than a year after. Is that usual for Chase Business cards?

  • I don't see any requirements on the signup page about time since last earning the bonus. It's been a little under 2 years since I got it - any issues I'd run into?

  • When click on the link I only see the earn 100,000 bonus miles after spending $5,000 with a $99 annual fee.

  • Was approved last night (3/17). I wonder if I will be grandfathered by a day or it'll be the new promo.

  • $51 for so many credits seem to be good, but it is very likely that those credits are monthly or quarterly.

  • Too bad Chase has tightened up their approvals for business cards. Many people are denied once they have 3 biz cards. This is like dangling a carrot…. We have all these great cards to offer but you might have to be selective with what you really want. It’s annoying.

    • Have the Ink Trifecta (CIP 9.2024, CIC, CIU) and applied for UA Biz 2.27.2025 Instant approval (reduced CIU/CIC to $5K - CIP is at $25K and UA Biz is $5K).

      But I have been putting spend on CIP/CIC - typically T-mo for 5X, but this month used CIP because wife is traveling solo in Asia).

      But I will place so spend on them when I'm between SUBs.

      Already looking for P2s next card shes at 2/24 and we will both be at 0/24 or 1/24 this November.

    • I wonder if they're more flexible with cobranded cards. I had 4 inks, got denied for one, waited a few months and then got the personal Hyatt and biz Hyatt opened within 2 months of another.

      • Just got denied for this card, did have a total of 6 biz cards spread across Sole Prop and LLC (4 under Sole Prop were 2 Unlimited, 1 Ink and 1 IHG while 2 under LLC were INK and Ink Preferred) Also have 3 personal chase cards.

        The specific reason for denial was because of too many accounts. tried calling reconsideration twice, with no luck. But maybe that is a blessing in disguise because I would prefer this 125k offer over the existing.

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