Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $200
- Availability: MI
- Direct deposit required: Yes, $500 minimum
- Additional requirements: Yes, see below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: One
- Expiration date: None listed
Contents
The Offer
- AAC Credit Union is offering a $200 bonus when you open the Total Package. This requires the following, open new Free & Easy checking account and within 60 days also
- Activate your debit card and make at least one debit card transactions in the first 30 days
- Go paperless (must log into online banking to accept)
- Start recurring direct deposit to AAC ($500 monthly minimum)
The Fine Print
- Must be a new AAC Credit Union member, or not currently have a checking, debit card, and direct deposit.
- Must be 18 years or older.
- Requirements must be completed within 60 days of opening. Paperless means receiving electronic statements and notices.
- Direct deposit must be recurring (more than a one-time deposit). One per new member.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is no monthly fee on their Free & Easy checking account.
Early Account Termination Fee
There is no early account termination fee that I can see listed in the fee schedule.
Our Verdict
Been a long time since we’ve seen a bonus from AAC. It’s nice that this one can be opened online as well. If anybody decides to go for the bonus share your experiences in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (8)
This offer appears to have ended
I signed up November 14th, Completed requirements, I see below they pulled the offer possibly. Submitting CFPB complaint but it looks like they are not in the system... will report back. Anyone actually get the bonus?
Offer appears to have ended
Approved today after a few emails back and fourth with a rep. 20+ inquiries in the last year. account details are sent via mail however
Does anyone know if AAC Credit union will place an inquiry on my Chex report?
Confirmed with a CSR it is a soft pull to open
You can open an account if you meet any ONE of the following:
Any person who lives, works, attends school or worships in Kent, Muskegon, Allegan, Barry, Ionia and Ottawa Counties in Michigan.
Any person whose current job involves the manufacturing or sale of furniture in Kent, Muskegon, Allegan, Barry, Ottawa or Ionia Counties in Michigan.
Any person who is employed by a company or organization that has added AAC Credit Union membership to its benefit package (Herman Miller, Magna, Holland, and more).
Any immediate relation by blood or marriage to an AAC Credit Union member.
Any person over the age of 55 who receives a government or private retirement pension and lives in or belongs to a retirement organization located in Kent County or an adjacent county and within a 25-mile radius of our main office.
Our Credit Union philosophy of "once a member, always a member" means should you change jobs or move away, you may still remain a member of our credit union.
Did u get approved?