Offer at a glance
- Maximum bonus amount: $300
- Availability: MI only
- Direct deposit required: $1,000+ for two months
- Additional requirements: Use promo code
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Up to $2,500 debit card funding
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Financial Plus Credit Union is offering a $300 checking bonus when you open a new checking account and complete the following requirements:
- Use promo code winter24
- Have a minimum direct deposit of $1,000 for two consecutive months
The Fine Print
- Must be new checking relationship.
- Receive $300 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $1,000 for two consecutive months. Receive $150 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $500 for two consecutive months.
- Incentive deposited within 30 days of meeting direct deposit requirement.
- Cannot be combined with any other offer.
- Subject to 1099-MISC. Restrictions apply. See credit union for details.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Elite checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule, unsure if there is any EATF.
Our Verdict
Need to know if this is a hard or soft pull.
Hat tip to Mrs. Gee
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (147)
Hi There, I live in Connecticut (CT). Am I eligible to open the account with them and get the bonus?
Doesnt hurt to try.
Share the referral at shash_modi@yahoo.co.in
Sent
Share the referral on shash_modi@yahoo.co.in
Anyone send me a referral please, as a long lost relative staying in TX? Email: rikniser@gmail.com Probably need your name in the email. Thank you in advance.
sent
Hi, can anyone share a referral pls?
Sure, whats your email?
@guest_1777860 Can you send me a referral at fiberbendr@gmail.com -- OOS but want to give it a try with the referral
sent
Got it, thanks!
Please send the referral to vmaximo1984 at gmail dot com. Thank you
Sent you a referral.
Thank you, Got it. I am OOS. When I put my address it says that my address is out of service area and doesn't let me go further.
I got the same message for P2😔
Referral is available, but back to $50. If anyone still needs a referral, post email and I will send one over.
DP - opened early August, DD of $1000+ in Aug, $1000+ in Sept, bonus paid in early October. Ask me for a referral for extra $100.
could you share it at sgdoc81@gmail.com please? TIA!
Sent it to you. Only used SG as your name though. It is $50, not $100 anymore
Thank you, yes I did see that. I will go ahead and apply!
The referral page is back up but its $50 not $100. I sent you my referral in case you're still interested.
Chex is LOL/24 but i'll give it a shot if someone (killdozer 👀) would like to send me a referral. Mattftizgerald@gmail.com
Thanks
The refer page is back up, I sent you a referral.
refer a friend offer ended it looks like
@killdozer
Page is still up: https://www.myfpcu.com/bank/checking/refer-a-friend
click the refer a friend button and it opens a page that says: "This offer has expired. "
BTW they were not posting bonuses. I had to call and complain to their marketing guy to manually post the bonuses. PITA tbh.
Still no fresh info about Chex sensitivity and hard/soft pulls?
Hi FPCU members, could a member send me a referral to rst04shaw@hotmail.com. TIA
Sent. The referral bonus portion was upped to $100 recently, previously it was only $50.
Hi killdozer, I am not seeing your FPCU referral in my email inbox, please resend if you can. TIA, Lee Shaw
Resent, make sure to check junk mail just in case
Hi killdozer, I do not see your FPCU referral in my email inbox. My full name is Lee Shaw if this will help you with sending me your FPCU referral. Again TIA!