[Expired] [MN] Keen Bank $150 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: MN
  • Direct deposit required: Yes, $500+
  • Additional requirements: eStatements
  • Hard/soft pull: Unknown
  • ChexSystems: Yes
  • Credit card funding: Unknown
  • Monthly fees: $3, avoidable
  • Early account termination fee: Six months
  • Household limit: None listed
  • Expiration date: August 31, 2024

The Offer

Direct link to offer

  • Keen Bank is offering a $150 bonus when you open a new checking account and complete the following requirements:
    • Account minimum opening balance of $50
    • Direct deposit minimum qualification of $500
    • Enroll in eStatements

The Fine Print

  • Offer valid August 1-31, 2024.
  • New account owners must not have been a Keen Bank account customer in the last 12 months.
  • Checking account minimum opening balance is $50 and direct deposit minimum qualification is $500 (combined total of direct deposits during one statement cycle) to earn $150.
  • Checking account also requires online banking with eStatements enrollment to qualify for $150 reward.
  • Health Savings Accounts are not eligible for the $150 reward.
  • Account ownership styling and transaction authority may disqualify eligibility to receive the reward.
  • The reward will be credited to your checking account within 90 calendar days of meeting all qualifications.
  • Qualifications must be met by October 1, 2024 (direct deposit must clear by December 30, 2024) to obtain the reward.
  • The $150 reward will be reported as interest on IRS Form 1099-INT.
  • An early closing fee will be assessed and charged by the bank if the account closes within the first six months.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Choice checking has a $3 monthly fee, this is waived with eStatements.

Early Account Termination Fee

Six months, unknown amount?

Our Verdict

Please share your experiences in the comments below.

Useful posts regarding bank bonuses:
    William Charles
  • On August 26, 2024, 10:00
Tags: direct deposit requiredmn bank bonuses

View Comments (20)

  • Hoping for some help here -

    Opened account under this promotion, did the opening deposit, then did the $500 DD, I tried for a month to login online, and even called a dozen times to get my username they would not provide it. I need the online login to do the e-statements portion of the bonus.

    Today I called and they said they “could not keep the account open”. Even though it had $600 in it. So basically I met all the requirements, they refused to provide me my username to do the e-statements and fulfill the bonus, then closed my account.

    Is this fair?

    • Unfortunately, whether it is "fair" or not is irrelevant. What is important is if they were legally allowed to close your account and deny you the bonus.

      If you don't think so, file a complaint with the CFPB as you have nothing to lose at this point. Keep in mind that I am only 1/3 in CFPB complaints in my life so it's certainly not a given that you will win.

          • I definitely feel it’s just for them to get out of paying the bonus. Especially since it took several weeks of trying just to even try to get my username for online banking when the online banking system said I had an online account and to call in for the username. I submitted a CFPB complaint I’m wondering what will happen even if I win like would they mail me a check for the bonus? That’s a bit confusing.

          • Probably.

            Also, I'm not sure if you are aware of this but the CFPB actually has no power and it will be Keen that will be deciding your fate.

            Let me know how it goes. I hope that you win!

    • UPDATE : Called them today and they said i need to dispute the charge with my bank in order to get my money back.

      What a joke.

      Don't do business with these idiots.

  • These guys are chex sensitive dont apply if you are lol/24

    I called them today to setup online banking after they took my money out of my bank account this morning and they said i was going to be denied because of inquires and my money will be returned to me in 3 business days.

    What a shit bank, i will be CFPB them if i dont get my money back.

    GGS.

    Why withdraw the money from my account before approval?

  • ID system in app won't work. Tried manual upload of DL front and back but could not get it to take my selfie--both desktop and Android.

  • CONGRATULATIONS!Thank you for choosing Keen Bank. We are committed to you and your financial suscess. If you have questions or would like more information about our other products and services, visit keen.bank.
    If you have additional questions or for more information, please contact us at 507.835.2740.

    dp : not sure wtf this means approved or not, no email or text after applying. cant enroll in online banking.

    IM LOL/24

    anyone else apply ?

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