Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $150
- Availability: Must live, work or worship in St. Charles County, St. Louis County, St. Louis City
- Deposit required: $1,000
- Additional requirements: Use promo code
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: One
- Expiration date: 12/31/2022
Contents
The Offer
- AllTru is offering a $150 bonus when you open a high yield savings account and complete the following requirements:
- Use promo code 150SAVINGS
- Deposit at least $1,000 within 30 days of account opening with funds not currently on deposit at Alltru.
The Fine Print
- Earn a $150 bonus when you open a High Yield Online Savings account online using promo code 150SAVINGS on application at account opening and deposit a minimum of $1,000 within 30 days of account opening with funds that are currently not on deposit at Alltru.
- Bonus will be paid out via automatic deposit into your primary savings account within 15 days of qualifying behaviors being met.
- Bonus is interest and subject to reporting on Form 1099-INT.
- Only (1) cash bonus given per social security number.
- We reserve the right to amend or cancel any part of this offer at any time.
- Offer expires 12/31/2022.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an early account termination fee or not.
Our Verdict
People that did the previous checking bonus should be eligible as well. Bonus seems very easy to meet the requirements for and we will add this to our list of the best savings bonuses.
Hat tip to AllenW
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (6)
What this bonus doesn't say is that "In order to have a high yield savings account you would need to open a primary savings and checking account as well." I only found this out after I'd applied for the high yield savings, had $500 charged to my credit card, and then never got a new account information, and finally emailed Alltru two weeks later. Alltru emailed me back with the information quoted above and told me they were in the process of refunding my credit card charge, but all of this took over 3 weeks just to find out I have to go through more hoops and more account applications. Not worth it for $150.
Does anyone have any info on Chex for this credit union? Thanks!
https://alltrucu.org/resource/how-to-join-alltru-credit-union/
To be eligible, you have to live, work, worship, or attend school in:
City of St. Louis
St. Louis County
St. Charles County
OR are related to a current Alltru member:
Father
Mother
Brother
Sister
Son
Daughter
Grandmother
Grandfather
Spouse
On topic, does anyone want to refer me as a "step" sibling? 😉
1.3% APY
Looks like etf is 10$ within 30 days. https://alltrucu.org/disclosures/