[Update] Most Personal American Express Cards now have Additional $200 Signup Bonus for Spend at Furniture Store (Referral Offer Only)

Update 3/21/21: Just to accentuate this deal further:

Many American Express personal cards are now at their best-ever offers due to the added $200 (plus the referral credit and the furniture bonus for referrer). For example:

  • Gold personal card with 75,000 points + $200 furniture credit (YMMV, not all links show this)
  • Green personal card with 50,000 points + $200 furniture credit
  • Blue Cash Preferred with $300 + $200 furniture credit
  • Everyday Preferred with 30,000 points + $200 furniture credit
  • Etc.
  • The personal Platinum card does show 75,000 + 10x gas/grocery + $200. Most people aren’t getting to show 100,000 + 10x + $200, but there have been sporadic reports of that too.

Original Post:

If you use a referral link to apply for an American Express card, you’ll see on most personal AmEx cards the standard signup bonus + an additional statement credit of up to $200 to offset spend at select U.S. furniture stores. E.g. 75,000 points with $4,000 spend + $200 furniture statement credit.

Plus, Earn Up to $200 Back in Statement Credits on eligible purchases at select U.S. home furnishing stores made with your new Card within your first 3 months of Card Membership. Apply by 05/05/2021.

Eligible purchases at the following merchants will qualify: Anthropologie – Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe’s, Terrain, and The Container Store. This offer is slated to be around through May 5, 2021.

Lowe’s and Home Depot sell Visa gift cards and other gift cards to places like eBay, Amazon, gas, etc., so it should be easy to max out the $200 spend.

Not all personal cards have the $200 extra bonus, but most do. Really sweet. What’s especially nice that it’s showing specifically on referral links which means that your friend will get a nice bonus too. 

Hat tip to Bhai_jan
    Chuck
  • On March 21, 2021, 15:10
Tags: american expressreferrals

View Comments (65)

  • This promo is over but now I have better referrals:

    Platinum referral: 30k to me, 100k + 10x for 6months for them
    Before it was 20k to me, 60k 10x with the $200 furniture store for them

    Debating on having P2 go for this since I’m just going to barely hit $15k on my offer in the 6 months and that involves holding a ton of non-liquidable GCs that I planned on using over the back half of the year. I have no interest in holding 10k+ in gift cards.

  • So you can get the full bonus that is displayed even if your referred person chooses a different card than your own (15,000 MR for referring from your Plat even if you referred person chooses some crap plum business card or whatever)?

    • Yes, as long as they initially click your referral link, they can select any other Amex card, even business cards and you will get the referral bonus regardless of which card they choose. This is something that makes Amex such a great company.

      • Thanks! anybody know if pop up jail is associated with this referral promo for some reason?

  • My little brother successfully used this credit at Home Depot for a $50 gift card. The credit hit his account after a few days and he will go back to use the rest of it. Just a heads up!

  • I was offered the 70000 miles & $200 airline credit while checking out during a Delta ticket purchase. Did the application through the check-out process and was given a temporary CC number to be able to make the purchase with said card to get the $200 credit. Easy peasy.

  • Also, the offer terms stipulate: "purchases of gift cards are not qualifying purchases". Does anyone have any DPs indicating that buying gift cards is actually valid? How will Amex know what items specifically were bought?

  • So I interpret that, by this language saying "up to" $200, it means that the maximum $200 statement credit needs to be all on one transaction >=$200? Can't do like $100+25+75=200 at 3 different stores?

    • Seems like multiple transactions up to $200 will be covered by the credit, according to my P2 :) happy spending!

  • Are the new Amex plat holders thru referral getting:
    -$30 PayPal credit thru June
    - $100 Best Buy and home depot credit
    Or any other benefit

  • any idea on how furniture credit works? Can we simply buy $200 amazon gc at lowes and and get the credit or we need to buy furniture actually. tia

    • Id like to know this as well. I had my little brother use my referral link for the Blue Cash Preferred and he got the $200 credit offer. Just need to know if he can go buy a gift card at Home Depot or Lowes.

        • My little brother finally went to Home Depot today and planned on buying one $50 gift card and see if that triggers some of the credit. Looks like we will find out in a few days? Either way, I will update with the results if he got the credit or not.

  • Ugh... the dreaded popup. Does anyone know if the popup is related to being at max cards? In the past I've gone pending and just had to call in and manually cancel a card. I haven't opened an AMEX in awhile, but use that ones I have frequently... first time I've gotten the popup.

    • I think P2 either got the pop up for applying for a Chase card in the last 2 months or canceling amex cards long ago. Not much churning here and thought this was worth using a 5/24 slot.

      Holds 1 Amex card, and haven't canceled any recently either.

  • Anyone in a crazy world getting the Amex Plat 125K + 200? I can find the 100k+200, but not sure if I am chasing a dream seeing if there is that? Would this be worth it even at 100 vs holding out 125k?

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