[Expired][NC, SC, VA, TN, GA] Truliant Federal Credit Union: $250 Giftcard Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

The Offer

Direct link to offer

  • Truliant Federal Credit Union is offering $250 in gift cards when you open a new checking account and complete the following requirements:
    • Make a minimum $100 first deposit within the first 10 days of opening your new checking account.
    • Make two qualifying direct deposits of at least $500 each within the first 60 days of opening the account.
    • Use your Truliant debit card for 10 purchases within 60 days of receiving the card.

The Fine Print

  • You must set up and receive at least two qualifying direct deposits of $500 of more each to your checking account within 60 days of opening the account to receive the 250-point certificate, which is redeemable for a free gift card.
  • A qualifying direct deposit is a recurring electronic direct deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or government.
  • Person-to-person and transfers between your TFCU accounts or accounts you have at other financial institutions or brokerages do not qualify.
  • Payments received for goods sold do not qualify.
  • After you satisfy all of the requirements, you will receive an email notification for your reward redemption within 60 days.
  • The checking account must be open and in good standing (reflect a positive balance) when notified of reward redemption.
  • Third-party gift cards name/brands are the trademarks and or registered trademarks of their respective owners.
  • One bonus offer per member, offer is non-transferable, cannot be combined with any other offer, valid email address required, and is void after July 15, 2022.The bonus amount of $250 will be reported to the IRS for 1099-INT tax purposes.

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry

Early Account Termination Fee

According to this fee schedule there is no early account termination fee.

Our Verdict

It’s unclear the gift cards offered and they might be ChexSystems sensitive. If you can get approved then it’s worth doing as there is some good credit card funding as well.

Hat tip to reader Stanley

Useful posts regarding bank bonuses:
    William Charles
  • On June 12, 2022, 11:00
Tags: direct deposit requiredga bank bonusesnc bank bonusessc bank bonusestn bank bonusesva bank bonuses

View Comments (62)

  • I finally got my reward. I opened my account June 14th. I finished meeting the bonus requirements on August 2nd.

    I called after the 60 day mark to inquire about the bonus. The first time I called I was told that the promotion was only available to those who live in the Charlotte, NC area. I called again a few days later and was told that I should receive an email with instructions to create the rewards account. Fortunately, I received an email two business days later with info on how to get the $250 gift card.

    • @guest_1484974 Kudos to you! A valuable lesson in not listening to the first rep you speak to AT ANY bank. They make up crap to get you off the phone and try to justify what the system did or didn't do.

      I have a friend that had a similar incident at Affinity... he told them to close the account. If you give up... they don't have to do anything more to help but will gladly listen to your directions to close the account. Yes, you can raise a stink later, but there are usually terms that closed accounts cannot get a bonus.

  • 06/15 - Opened Account
    07/15 - Employer DD
    07/30 - Employer DD
    08/15 - Employer DD
    08/30 - Employer DD
    09/15 - Employer DD
    09/30 - Employer DD
    10/03 - $250 Rewards Certificate issued which can be redeemed for $250 gift cards.

    • Do you live in Charlotte, NC area? I met requirements of the bonus but was told I will not receive it since I do not live in Charlotte.

      • Sounds like a future NCUA complaint to me. Actually, HUCA ONLY IF you have exceeded the promo payout timeframe. Sometimes reps will not have a clue, and you would get the bonus anyway if you let things happen normally. GL!

        • I think you correct on the reps not knowing. The representative said it was only for Charlotte residents but could not say where it said that. Hopefully this will work out on its own.

  • Not sure what your comment was... but the offer is not expired. @will @chucksithe

  • Got the rewards email today with the subject "Congratulations!". Amazon GC seems to be the best option. No options for Visa/MC gift cards.
    ____________________
    Congratulations! As part of opening your new Truliant checking account, you have officially qualified for your $250 credit towards gift cards.

    A Truliant Debit Rewards Account has been created on your behalf. Just go to truliantdebitrewards.org and click 'Enroll in Debit Rewards' to claim your online rewards account.

  • I was approved and have met the requirements. Any idea of where I find the certificate when it has been awarded and how to redeem it?

    • Terms: "After you satisfy all of the requirements, you will receive an email notification for your reward redemption within 60 days. "

      I haven't done this bonus but have seen similar programs. They typically will email a link and it will let you choose major retailers like Amazon, Target, Best Buy, WM, etc. Probably no Visa or MC. Probably an instant e-gift card, but could be physical/mailed, or you may get to pick.

      Good luck. I have been putting this one off because I am concerned with Chex sensitivity.

      • Appreciate it! Don't know how I missed that. You just saved me a lot of time. I just called their customer service number to see how it worked and got what sounded like a 75 year old woman who had no idea what I was referring to and placed me on hold. Your email came through as I had already been on hold for 10 minutes.

  • Applied 7/5/22 and went pending. Denied 7/6/22. Email from Truliant stated Chex as the reason. I was 7/6, 14/12, 26/24 on inquires. Applied from GA using ACC membership.

  • Live out of footprint but still have access to an in footprint address (that's listed / reported on my credit reports).

    -Applied on 6/12 and application went pending
    -Received call on 6/14 asking for utility bill or other proof of address
    -Submitted old drivers license on 6/14
    -Rejected / declined on 7/1 due to Chex

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