Update 1/4/24: Chase affiliates are saying that this offer is ending soon
The Offer
Direct Link to offer (this is a stripped down affiliate link which isn’t affiliated with anyone; support your favorite blogger by using their link; we don’t use bank affiliate links on DoC)
Chase is offering a brand new signup bonus on the Chase Freedom Unlimited card:
- Signup for the Chase Freedom Unlimited card and Chase will match all cash back earned after your first 12 months of spending.
The card also offers 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 20.49% – 29.24%. Balance transfer fee applies.
The Fine Print
- This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. (Editor’s note: If you have the OG Freedom or Freedom Flex cards you should still be eligible for the Unlimited card and for this signup offer.)
- Only Cash Back rewards earned by making purchases, including through other bonus offers, are eligible for this bonus. Statement credits and Cash Back rewards moved into your account through the Ultimate Rewards Combine Points feature or any other transfer are ineligible.
- (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.)
- Cash Back rewards must be earned by the end of your 12th monthly billing cycle to be included in the bonus. Please note that in some cases Cash Back rewards will not be earned until a billing cycle that occurs after the one in which a purchase is made, in particular when purchases are made near the end of a billing cycle. As a result, Cash Back rewards earned on some purchases made during your first 12 monthly billing cycles may not be eligible to be included in the bonus.
- Please allow 6 to 8 weeks from the end of your 12th monthly billing cycle for bonus Cash Back rewards to post to your account.
- To receive your bonus, your account must be open and not in default at the time of fulfillment. See your Rewards Program Agreement for more details about earning Cash Back rewards.
- 5/24 applies to the Freedom Unlimited card
Card Details
- No annual fee
- Card earns the following points rates:
- 5% on Travel purchased through Chase Ultimate Rewards (10% for the first year with this offer)
- 5% on Lyft through March 2025 (10% for the first year with this offer)
- 3% on Dining (6% for the first year with this offer)
- 3% on Drugstore (6% for the first year with this offer)
- 1.5% unlimited cash back (3% for the first year with this offer)
Our Verdict
This is an amazing offer for someone who has a lot of spend, especially for someone who spends a lot on Dining and Drugstores since you’ll earn unlimited 6x on Dining/Drugstores and unlimited 3x everywhere. It would be sweet if this offer becomes available via referrer link which would let you help a friend get a bonus along the way.
Unclear whether shopping portal earnings or referrer earnings will get doubled at year-end. The fine print is clear that cash back earned through bonus offers will be doubled, but cashback earned through statement credits will not be doubled. Based on the verbiage I believe portal and referral cashbacck would be doubled, but we’ll have to find out more. (I’m not sure how it ended up working 5 years ago when this offer was around.)
Note, someone with limited annual spend will do better signing up for the standard offer which gives $200 back after $500 spend + 5% cashback on Grocery/Gas during the first year, up to $12,000.
Check out these Things To Know About Chase Credit Cards before applying.
View Comments (180)
Following up on my comment bellow:
"Opened 10/17/2023
no cash back match yet
Next closing date – 11/10"
I see additional pending points now for points match under Pending Points!
Will be processed as usual I believe after the cycle ends.
Any others who took advantage of this offer receive their double points yet after the first year period? (Yes, I know Chase says 6-8 weeks.)
Opened 10/14/2023
No double point match as of 11/13/24
Due about 100K points
I have a screenshot of the the offer, I'm wondering what the best way to contact them if the points never show up.
My double points are showing as pending for me today under "Reward Activity".
Has your 13th statement come out yet? I'm hoping the bonus points are included in that statement.
I opened on 10/13. the 13th statement was 11/12. No bonus points were posted in that statement.
Opened 10/17/2023
no cash back match yet
Next closing date - 11/10
I opened 10/18 and still haven't seen the bonus post. I'm thinking I'm due about 280K points, this was one heck of a SUB.
Same. Opened 10/18/23 and no bonus yet. They owe me about 750K points so I’m getting nervous.
Mine just showed up in pending today, 249K. 750 is amazing, nice work!
Points showed up as pending today. Amount looks low will need to dig into that.
My 12th statement closed a week ago, but no bonus yet. Maybe it will post with the next statement? Or mid-statement cycle perhaps - not sure how they will process it.
Been a bit over a year since initial post, anyone out there DoC had their double points post, or at least show up as "pending"? I opened this card 10/26/23 and interested to see data points on timing for this (I intend to post mine as well).
aaand mine are now showing up as "Pending Points" when looking up "Rewards Activity" on the Chase site
Chase says 6-8 weeks after the first year ends, but wondering if it is sooner in practice?
Not sure when this deal ended, but the direct link now reflects an offer for just 1.5% bonus and limited to $20K spend. So 4.5% dining and drugstores, 3% everywhere else, but capped at $20K total spend.
Which is different from the public offer, but not the offer that is reflected in this post.
Just a data point--I spent 80k on the Shopping Portal and then they locked me out of it on this card. I have spent 8+ hours on the phone with various Chase departments and no one knows exactly why. The shopping portal still works on all my other cards. One of my other cards even has 750k earning through the Shopping Portal. I can only guess they are concerned with paying out double points.
update on the 6 % (double cash back for drug stores, rest) on Freedom card via this link. After 2.5 months, rec'd an email from Freedom that my current CB on drug and rest purchases will be doubled after 1 year by 12/28/24. So, I guess it's legit!! Hitting drug cat hard.
@2 Offer is now dead, has been replaced with "additional 1.5% on $20k of spend"
Dead - It looks like this offer is no longer available.
Choose "Close" to return to your accounts.
The link is back again..
I am planning to pay my college fee with it and they charge 2.5% as processing fee. Can anyone say if that will show up as cash-like transaction and as such will be ineligible for cashback?
The offer is still active. I applied on 01/24, however had to call the reconsideration line to get it approved