[NJ only] 1st Constitution Bank $250 Student Checking Bonus – No Bonus Requirements

Offer at a glance

• Maximum bonus amount: $250
• Availability: NJ and for students only, must open in branch [Branch locator found here]
• Direct deposit required: None
• Additional requirements: None
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $5/$15 waivable
• Early account termination fee: $25 per account if closed within six months
• Expiration date: September 30th, 2016

The Offer

Direct link to offer

• Open a new Student’s 1st checking and statement savings account at your local 1st constitution branch and receive a $250 sign up bonus. You must provide proof of student enrollment at the time of sign up.

The Fine Print

• To receive $250 bonus, both savings & checking account must be maintained
• $250 bonus will post within 60 days of account opening
• eStatements are not optional
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The checking account needs a balance of $200 to avoid a $5 monthly fee being charged (if you’re over 24 then a daily minimum balance of at least $100 is required or a $15 monthly fee is charged). You will also be charged $25 for each account that is closed within 6 months.

Our Verdict

This is a great bonus if it’s a soft pull, the only requirement for the bonus is being a student and it’s incredibly easy to keep fee free. If anybody goes for this bonus, please let us know if it was a soft pull in the comments. We will add it to our best bank bonus page (even with the small footprint, because of how good of a deal this is) if it turns out to be a soft pull.

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• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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