[Expired][NJ only] Sun National Bank $300 Checking Bonus

Offer at a glance

• Maximum bonus amount: $300
• Availability: Must open at Wall Township or Colts Neck branch [NJ]
• Direct deposit required: Yes, $500+
• Additional requirements: Yes, see below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: Unknown, avoidable
• Early account termination fee: 180 days, $20
• Household limit: One
• Expiration date: March 31st, 2017

The Offer

Direct link to offer

• Open a new Agility Plus checking account with Sun National Bank at their Wall Township or Colts Neck branch and receive a bonus of $300 when you complete the following requirements:
  • Have a balance of at least $3,000 on May 31, 2017
  • Have an activated Sun National Bank debit Mastercard
  • Receive at least one incoming direct deposit of $500 or more by May 31, 2017

The Fine Print

• To receive $300 cash bonus, your household must not currently have a consumer checking account with Sun National Bank.
• Existing customers must open and meet account bonus deposit requirement with funds not currently on deposit at Sun National Bank.
• Offer valid for accounts opened at Wall Township or Colts Neck branch office only.
• Offer requires the opening of a new qualifying Sun National Bank Agility Plus checking account between January 1, 2017, and March 31, 2017.
• Must have a balance of at least $3,000 on May 31, 2017, have an activated debit Mastercard®, and have received at least one incoming direct deposit by May 31, 2017, of $500 or more.
• $300 bonus will be deposited automatically into new account on or around June 30, 2017. Any credit, if earned, will be forfeited if checking account is closed before the credit is awarded.
• Limit one cash bonus per household.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

You can avoid the monthly maintenance fee of $12 if you do either of the following:

• Maintain a Combined Monthly Deposit Balance of $3,000 in a consumer checking, savings, money market, or CD
• Or maintain a direct deposit of $1,500+

There is also an early account termination fee of $20 if the account is closed within 180 days. A $5 fee if the account is closed by mail and other fees (see more here).

Our Verdict

Nice large $300 bonus, direct deposit is required and there is a monthly fee to worry about but not too difficult to waive that. As it’s in branch opening only you should be able to find out if it’s a soft pull or not, if it is it’ll definitely be one of the best checking account bonuses available.

Please share your experiences with this bonus in the comments below.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications