This was previously called SLFCU
Offer at a glance
- Maximum bonus amount: $225
- Availability: NM, CA, AZ, TX, CO. Must be American Consumer Council member, free to join.
- Direct deposit required: Yes, any ACH credit will work
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- Sunward is offering a $225 bonus when you open a new checking account and complete the following requirements:
- Open a Quick Cash or Money Manager Checking account and complete at least one qualifying debit transaction (point of sale, check, bill pay, ACH debit, ATM transaction) on the checking account within 90 days of account opening.
- Must make an aggregate of $500 or more in qualifying deposits for two consecutive months into a checking or savings account within the first 90 days of account opening.
The Fine Print
- Qualifying Deposits: cash, checks, ACH direct deposits (payroll, pension or government benefits), and P2P transfers.
- Non-Qualifying Deposits: dividends, merchant POS returns, ledger corrections, and internal transfers.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Money manager has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find any mention of any EATF in the fee schedule.
Our Verdict
Feel free to share your referrals in the comments below.
Hat tip to reader Karl
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
View Comments (273)
Hi, from where do I get the referral code? I am member (just became couple of days ago).
I haven’t received any email. I want to refer people but don’t know how to. Appreciate help.
They will send you an email but it might take a couple of weeks.
You could call and try to get one sooner, but they will probably just tell you to wait for the email.
The screenshot-able bonus+info page is here: https://gosunward.org/
Opened near end of January, pushed 500 from Ally beginning of February and pulled out via ACH, then pushed 500 again from Ally beginning of March and pulled out via ACH
No other transactions
Got 225 this monthb
Are you in any of the mentioned states??
In Texas yes
DP for being approved OOS (not NM, CA, AZ, TX, or CO)
4/2 - applied around 9pm
4/3 - got email saying accounts are opened and registered for online banking
probably just gonna write a check for myself twice, seems like a really easy bonus
What were your chex stats when you applied?
should i contact them if i haven't gotten anything?
i did a transfer with venmo, i should've tried other options
Did you do your deposits exactly the same way for 2 consecutive months? If not, maybe only one of them counted.
If you're still within 90 days of opening, try repeating exactly what you did last month. Can't hurt to try! If it works you'll see the bonus on 5/1 or 5/2.
i did them both with venmo one I did like $502 and the other 500 but it was basically the same yeah
Contact them. Venmo transfer whether ACH or P2P in their system should work per the terms
They told me "it can take up to 180 days" not looking too promising
i've been told they're reviewing my account to see if i'm eligible so i will let you know
Bonus Payout Updates:
P1
1/18/25 - Money Manager Checking and Savings Accounts Opened
1/31/25 - $501 Check Mobile Deposit #1
2/4/25 - $501 Check Mobile Deposit #2
2/12/25 - $2.13 Debit purchase
4/1/25 - $225 New Member Bonus and $75 P2 Referral Bonus paid to Savings Account
P2
1/31/25 - Money Manager Checking and Savings Accounts Opened using P1 Referral Code
2/8/25 - $501 Check Mobile Deposit #1
3/6/25 - $501 Check Mobile Deposit #2
4/1/25 - $5 Debit purchase (Leads me to believe debit purchase unnecessary due to previous ACH Debits)
4/1/25 - $225 New Member Bonus paid to Savings Account
Thanks DOC and Community - hope this helps others!
Received $225 bonus today.
Account opened 1/16.
Bonus ($225 + $75 referral) posted today, 4/1.
DP: bonus posted to savings account today. fidelity worked for both DD and ACH debit.
1/27 Opened account
2/6 regular DD $500
3/8 $500 Zelle
3/24 $500 Venmo
4/1 $225 showed up this morning in savings