Why Are There No Good Bank Account Sign Up Bonuses In My State?

One of the most common complaints/questions I get from readers is along the lines of:

• <XYZ> state has such good bank account bonuses, how come MY state doesn’t have any good ones?

The answer to the question is easy, your state does have good bonuses you’ve just been too lazy to look for them. I spend a lot of time on this site adding new content, responding to comments and just general maintenance. Between that and my real life, there isn’t much (read: any) spare time.

Because of that I mostly rely on readers letting me know about different bank account bonuses that I can add to the site. Because of this there are some states with very active users (and it’s normally just one person) that scours the internet looking for bank bonuses. Now of course those people are only going to look for bonuses that are useful to them (e.g operating in their states). This makes it look like some states have LOTS of bonuses and other states have virtually no bonuses.

Thankfully the solution is simple, you just need to start looking for bonuses from banks or credit unions in your state. This isn’t particularly difficult, but here are some ideas to help you out.

• When you pass a physical branch, have a quick look inside. Generally if they are offering a bonus they will have advertisements up (and you can usually even see these from the outside). If there is no line, you can also just ask them “I’m thinking about switching banks and just wondering if you offer any sort of promotions for making the switch?”
• Find banks that have offered a previous bonus in your state. We sort our posts by categories, so you can go through the archives of bank account bonuses and look for financial institutions in your state that have offered a bonus before. If they have, it’s likely they will offer another bonus in the future (or even currently) so check their website periodically.
• View all the banks in your state and start searching.  The website US Bank Locations lets you sort banks by state and then county. Just manually go through each bank and have a look at their website, typically any bonus will be displayed somewhere on the home page. You can also use the following google search “site:<bankwebsite.com> bonus” to help you find bonuses not listed.

After you’ve found a bonus, let us know (better to e-mail us so other sites don’t just steal your work with no credit) about it so we can share it (and do the heavy lifting in determining hard/soft pull and other useful information) with other readers. I promise you that if you do the above for your state, you’ll find some hidden gems.

At the moment too much of the work is falling on some highly motivated readers (and a big thanks goes to them for doing this work with little to no appreciation from other readers). It might even be a good idea to divvy up the work for your state in the comments below or make a pledge to look in a specific state (e.g I’m in California, I look through all the banks that are in county XYZ, who else is going to help go through the others? Share below so we don’t do redundant work”).

Again, big thanks to any readers that do this and share the deals with us. You’re the real reason this site is a success and I cannot thank you enough.